UMESH JAKHAR
@umeshjakhar
Product Owner /Business Analyst Specialised in Payment Processing with 7+ years in MNC Bank.
What I'm looking for
I am an accomplished technical product leader with over 7 years in banking payments and more than a decade of entrepreneurial leadership. I specialize in agile business analysis, cross-border and domestic payments, metadata governance, and regulatory compliance.
At Standard Chartered I led metadata management for SCPAY across 52 countries, automating processes that cut delivery time by 50% and reduced resource requirements by 66%. I developed Confluence and Jira automations, onboarded multiple markets with complete lineage and field-derivation logic, and implemented scalable payment solutions.
As a founder and CTO I built consumer and cashback platforms, grew apps to 10K+ users, secured funding, and launched products to #1 App Store rankings. I hold CSPO and certifications in Agile Business Analysis and Data Governance and am seeking a hybrid or remote Technical Product Owner or CTO role to drive product-led engineering and regulatory-compliant delivery.
Experience
Work history, roles, and key accomplishments
Co-Founder, CTO/CEO
Khabri Bai
Jan 2022 - Present (3 years 9 months)
Built a news aggregation app using Flutter and Firebase that reached 10K+ users and ranked #1 on the Apple App Store (Top Paid News Apps); led partnerships and scalable backend architecture.
Specialist, Business Solutions
Standard Chartered GBS
Apr 2021 - Present (4 years 6 months)
Acted as SME and Product Owner for metadata management across 52 countries, leading migrations that reduced HR needs by 66% and cut per-market migration time by three weeks; automated data quality and onboarded 9 markets, reducing delivery time by 50%.
Analyst, Business Solutions
Standard Chartered GBS
Jul 2018 - Mar 2021 (2 years 8 months)
Contributed to SNAS API implementation across 24 countries to improve data quality, created universal specification templates that cut repetitive walkthroughs by 90%, and designed a payment charge solution adopted by 12+ markets.
Founder, CTO/CEO
CutGet
Aug 2013 - Jul 2018 (4 years 11 months)
Bootstrapped an automatic cashback platform with 10,000+ registered users and 150+ e-commerce partners, generating INR 37.5M net sales in three years and securing $30K funding.
Founder, CTO/CEO
KgpStore.com
Jul 2012 - Sep 2013 (1 year 2 months)
Developed a zero-cost online marketplace for students to trade second-hand items, facilitating 1,000+ transactions.
Education
Degrees, certifications, and relevant coursework
Indian Institute of Technology Kharagpur
Integrated B.Sc. (Hons.) + M.Sc. in Economics, Economics
Completed an integrated B.Sc. (Hons.) and M.Sc. program in Economics at the Indian Institute of Technology Kharagpur, graduating in 2018.
Availability
Location
Authorized to work in
Social media
Job categories
Skills
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