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@umeshjakhar
Product Owner /Business Analyst Specialised in Payment Processing with 7+ years in MNC Bank.
I am an accomplished technical product leader with over 7 years in banking payments and more than a decade of entrepreneurial leadership. I specialize in agile business analysis, cross-border and domestic payments, metadata governance, and regulatory compliance.
At Standard Chartered I led metadata management for SCPAY across 52 countries, automating processes that cut delivery time by 50% and reduced resource requirements by 66%. I developed Confluence and Jira automations, onboarded multiple markets with complete lineage and field-derivation logic, and implemented scalable payment solutions.
As a founder and CTO I built consumer and cashback platforms, grew apps to 10K+ users, secured funding, and launched products to #1 App Store rankings. I hold CSPO and certifications in Agile Business Analysis and Data Governance and am seeking a hybrid or remote Technical Product Owner or CTO role to drive product-led engineering and regulatory-compliant delivery.
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Work history, roles, and key accomplishments
Khabri Bai
Jan 2022 - Present (3 years 10 months)
Built a news aggregation app using Flutter and Firebase that reached 10K+ users and ranked #1 on the Apple App Store (Top Paid News Apps); led partnerships and scalable backend architecture.
Standard Chartered GBS
Apr 2021 - Present (4 years 7 months)
Acted as SME and Product Owner for metadata management across 52 countries, leading migrations that reduced HR needs by 66% and cut per-market migration time by three weeks; automated data quality and onboarded 9 markets, reducing delivery time by 50%.
Standard Chartered GBS
Jul 2018 - Mar 2021 (2 years 8 months)
Contributed to SNAS API implementation across 24 countries to improve data quality, created universal specification templates that cut repetitive walkthroughs by 90%, and designed a payment charge solution adopted by 12+ markets.
CutGet
Aug 2013 - Jul 2018 (4 years 11 months)
Bootstrapped an automatic cashback platform with 10,000+ registered users and 150+ e-commerce partners, generating INR 37.5M net sales in three years and securing $30K funding.
KgpStore.com
Jul 2012 - Sep 2013 (1 year 2 months)
Developed a zero-cost online marketplace for students to trade second-hand items, facilitating 1,000+ transactions.
Degrees, certifications, and relevant coursework
Integrated B.Sc. (Hons.) + M.Sc. in Economics, Economics
Completed an integrated B.Sc. (Hons.) and M.Sc. program in Economics at the Indian Institute of Technology Kharagpur, graduating in 2018.
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