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saGar nAIduSN
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saGar nAIdu

@sagarnaidu

I build compliant fintech products that grow revenue, improve KYC outcomes, and streamline banking operations.

India
Message

What I'm looking for

I'm looking to build regulated fintech products across lending, payments, banking, and compliance, where I can combine customer research, experimentation, operational design, and automation to improve outcomes and grow revenue.

At Bright Money, I've built and scaled fintech products across lending, payments, banking integrations, and compliance—improving KYC pass rates to 94.1%, generating $900K through subscription management, and launching rent and utility reporting products that added $750K in ARR.

I've also led product operations at DCB Bank and ICICI Bank, where I translated credit policy and regulatory requirements into repeatable loan booking, KYB, documentation, disbursement, and collateral-verification workflows. I enjoy turning complex regulated processes into practical products and operational systems using customer research, experimentation, analytics, SQL, Excel VBA, and AI automation.

Experience

Work history, roles, and key accomplishments

Education

Degrees, certifications, and relevant coursework

Manipal University logoMU

Manipal University

Post Graduate Diploma, Banking and Finance

2013 - 2014

Post Graduate Diploma in Banking and Finance from Manipal University, completed between 2013 and 2014.

Chhattisgarh Swami Vivekanand Technical University logoCU

Chhattisgarh Swami Vivekanand Technical University

Bachelor of Engineering, Information Technology

2008 - 2012

Bachelor of Engineering in Information Technology from CSVTU University, completed between 2008 and 2012.

Tech stack

Software and tools used professionally

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