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Kavyasree Muthirackal

@kavyasreemuthirackal

Product leader blending data-driven product management with finance and operations expertise.

India
Message

What I'm looking for

I seek a data-driven product role where I can lead cross-functional teams, build scalable fintech or consumer products, and deliver measurable business impact through automation, analytics, and user-centered design.

I am a data-driven product manager with experience building and scaling products in fintech and consumer platforms, combining a strong engineering foundation with finance and operations training. I have led cross-functional teams to automate reporting, integrate transaction monitoring, and launch crowdsourced features that materially improved metrics and reduced costs.

I specialize in leveraging data, SQL and ML-driven approaches to prioritize features, negotiate vendor contracts, and deliver measurable business impact—such as automating manual reporting, increasing EBITDA, cutting communication costs, and improving upsell through personalization.

Experience

Work history, roles, and key accomplishments

IL
Current

Senior Product Manager

IIFL Home Finance Ltd

Jun 2024 - Present (1 year 3 months)

Automated construction finance reporting eliminating 100% manual entry across 26 computed fields and integrated transaction and screening tools to process 40k+ transactions/month and screen 250+ new and 800,000+ existing customers daily; led vendor selection and commercial negotiations delivering a 15% cost reduction.

PC

Product Manager

Paytm (One97 Communications)

Jun 2023 - May 2024 (11 months)

Launched refund-info and travel features that reduced customer contacts 10%, increased monthly EBITDA by ₹1.8M, boosted add-on upsell 50% via personalization and A/B testing, and crowdsourced 800k location data points improving coverage and location accuracy under 10m for 756 points.

TL

Software Engineer

Temenos Pvt Ltd

Jul 2019 - Jun 2021 (1 year 11 months)

Resolved 150+ critical issues to maintain client operational integrity, contributed ~14% of product enhancements/bug fixes, and optimized client data extraction and masking routines; awarded Temenos Certified Consultants gold badge.

Education

Degrees, certifications, and relevant coursework

XLRI - Xavier School of Management logoXM

XLRI - Xavier School of Management

Postgraduate Diploma in Management, Business Management

2021 - 2023

Postgraduate Diploma in Management with specialization in Finance and Operations completed at XLRI from 2021 to 2023.

RT

Rajagiri School of Engineering and Technology

Bachelor of Technology, Computer Science and Engineering

2015 - 2019

Bachelor of Technology in Computer Science and Engineering completed at Rajagiri School of Engineering and Technology from 2015 to 2019.

Tech stack

Software and tools used professionally

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Kavyasree Muthirackal - Senior Product Manager - IIFL Home Finance Ltd | Himalayas