Nihar User
@niharuser
Innovative Product Manager with nearly 2 years of fintech experience.
What I'm looking for
I am an innovative Product Manager with nearly two years of experience in the fintech industry, specializing in managing complex products such as Loan Management Systems (LMS), Third Party Application Providers (TPAP), and Buy Now Pay Later (BNPL) integrations. My journey has been marked by a commitment to enhancing product usability and ensuring compliance with industry standards.
Currently, I serve as a Product Owner at Deepvue, where I manage over 100,000 loan leads monthly. I have successfully led the design and integration of a Loan Origination System, automating critical processes like verification and underwriting. My role involves collaborating with cross-functional teams to streamline loan processing and enhance repayment behaviors, ensuring compliance through rigorous risk management practices.
Previously, as an Associate Product Manager at Saaspay, I spearheaded the integration of BNPL with leading payment platforms, defining product requirements and coordinating with various teams for successful launches. My educational background in Psychology from Bangalore University complements my professional skills, allowing me to approach product management with a unique perspective on user behavior and needs.
Experience
Work history, roles, and key accomplishments
Product Owner
Deepvue
Jan 2024 - Present (1 year 4 months)
As a Product Owner at Deepvue, I managed a Loan Origination and Management System, optimizing vendor coordination and automating verification processes. I led the integration of V-KYC and ensured compliance with AML checks, enhancing operational efficiency and loan processing security.
Associate Product Manager
Saaspay
Jun 2023 - Dec 2023 (6 months)
In my role as Associate Product Manager at Saaspay, I spearheaded the integration of BNPL with major payment platforms. I defined product requirements and collaborated with cross-functional teams to ensure successful product launches while monitoring KPIs for performance improvement.
Education
Degrees, certifications, and relevant coursework
Bangalore University
Master of Science, Psychology
Activities and societies: Chess Champion
Pursued a Master's degree with a focus on Psychology, gaining insights into human behavior and mental processes.
Surana College
Bachelor of Science, Psychology
Activities and societies: President of Literature Society
Completed a Bachelor's degree with a major in Psychology, developing foundational knowledge in psychological theories and practices.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Job categories
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