NPNipun Parikh
@nipunparikh
Product and business manager with expertise in financial technology.
IndiaWhat I'm looking for
I am a dedicated product and business manager with extensive experience in the financial technology sector, particularly focused on empowering women through innovative financial solutions. At Mahila Money, I lead product management and software development, creating a Business Rules Engine from scratch and optimizing credit policies to enhance coverage and reduce defaults. My leadership has driven significant improvements in loan management software, resulting in a 50% increase in applications reaching underwriting and a 40% reduction in turnaround time.
Previously, as an AVP at Kotak Mahindra Bank, I optimized underwriting policies, achieving a remarkable 90% boost in instant disbursals. My role involved enhancing user experience and collaborating with cross-functional teams to refine product journeys. At Velocity, I successfully launched a WhatsApp and Web chatbot, improving client interactions and significantly increasing data collection from mobile devices. My entrepreneurial spirit is reflected in my founding of InstaMosaic Studio, where I scaled the business to INR 3M in annual revenue and managed a diverse team.
Experience
Work history, roles, and key accomplishments
Product & Business Manager
Mahila Money
Feb 2024 - Present (1 year 7 months)
Headed product management, credit risk, and software development, including creating a Business Rules Engine. Optimized loan management software, resulting in a 50% increase in applications reaching underwriting.
AVP, Product Manager
Kotak Mahindra Bank
May 2023 - Oct 2023 (5 months)
Optimized DIY personal loans underwriting and journeys, driving a 90% increase in instant disbursals and a 28% lift in completion rates through UX and underwriting improvements.
Product Manager - Fintech Lending
Velocity
Mar 2022 - Mar 2023 (1 year)
Led revenue-based financing product for e-commerce/D2C brands, reducing application completion time from 4 days to <1 day and improving NPS response via WhatsApp engagement by 12%.
AVP, Product Manager – DIY Personal Loans
Kotak Mahindra Bank Limited
May 2023 - Present (2 years 4 months)
Optimized underwriting policy and product journey, boosting instant disbursals by 90%. Enhanced UX for data collection and loan journey messaging, increasing users reaching the underwriting engine by 28%.
Product Manager
Velocity
Mar 2022 - Present (3 years 6 months)
Launched a WhatsApp & Web chatbot with Freshdesk & LOS integration, resulting in 15% client tickets created from the chatbot. Revamped the onboarding flow with cohesive design and improved CTAs, leading to a 60% uplift in signups.
Founder
InstaMosaicStudio
Feb 2017 - Present (8 years 7 months)
Scaled to a yearly revenue of INR 3M with over 10,000 customers across India, USA, and 20 other countries. Developed and managed multiple sales channels including Woocommerce, Amazon, and Etsy, maintaining returns and refunds under 5%.
Education
Degrees, certifications, and relevant coursework
BMCET
Bachelor of Engineering, Computer Science & Engineering
Completed a Bachelor of Engineering in Computer Science & Engineering. Studied core concepts and principles of computer science.
Availability
Location
IndiaAuthorized to work in
Job categories
Skills
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