Nipun Parikh

I am a dedicated product and business manager with extensive experience in the financial technology sector, particularly focused on empowering women through innovative financial solutions. At Mahila Money, I lead product management and software development, creating a Business Rules Engine from scratch and optimizing credit policies to enhance coverage and reduce defaults. My leadership has driven significant improvements in loan management software, resulting in a 50% increase in applications reaching underwriting and a 40% reduction in turnaround time.

Previously, as an AVP at Kotak Mahindra Bank, I optimized underwriting policies, achieving a remarkable 90% boost in instant disbursals. My role involved enhancing user experience and collaborating with cross-functional teams to refine product journeys. At Velocity, I successfully launched a WhatsApp and Web chatbot, improving client interactions and significantly increasing data collection from mobile devices. My entrepreneurial spirit is reflected in my founding of InstaMosaic Studio, where I scaled the business to INR 3M in annual revenue and managed a diverse team.