Open to opportunities

Adithya R

@adithyar

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Senior product manager driving fintech product growth and automation.

India

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What I'm looking for

I am seeking a senior product role in fintech or payments where I can lead cross-functional teams, build scalable, data-driven products, and deliver measurable business impact through automation and user-centric design.

I am a senior product manager with over 10 years of experience in product management, product development, and business analysis within fintech and consumer/B2B domains.

I have led end-to-end launches of credit products, supply chain finance, and credit card platforms, and delivered measurable outcomes such as reduced time-to-market, cost savings, and improved conversion rates.

My approach is data-driven and user-focused: I use metrics, user research, and automation to optimize funnels, underwriting, and customer engagement while integrating risk, collections, and rewards systems.

I enjoy cross-functional collaboration, have experience managing stakeholder-driven deliveries, and continuously seek to build scalable, compliant products that improve customer experience and business profitability.

Experience

Work history, roles, and key accomplishments

Current

Senior Product Manager

Current

M2P Fintech Private Limited

Dec 2022 - Present (3 years 1 month)

Designed and managed a scalable B2B Credit Cards Management System and launched Supply Chain Financing and UPI-based credit card features that improved partner time-to-market and portfolio profitability. Productized regulatory reporting automation and integrated credit modules with risk, collections, and rewards systems to streamline operations.

Product Management Credit Products UPI API Integration Regulatory Reporting Stakeholder Management Roadmapping Fintech

Senior Product Manager

Rainpay India Private Limited

Feb 2022 - Oct 2022 (8 months)

Owned product vision for underwriting, KYC and signup flows and built an earned wage withdrawal model that increased monthly revenue ~18%. Improved sign-up to underwriting conversions from 25% to 42% via bureau soft-pull integrations and raised bureau approval-to-underwriting success from 2.5% to 28% with SMS-based models.

Product Strategy Underwriting KYC Data Analysis A B Testing Integration

Product Manager

Paysafe Group Limited

Nov 2020 - Feb 2022 (1 year 3 months)

Managed roadmap for a Group Communication Services portal, led SMS vendor migration saving $900K annually and improving delivery rates to 96%, and built an email campaign flow reducing FTE from 5 to 2 and saving $200K annually.

Product Roadmap Cost Optimization Email Campaigns Automation Stakeholder Management Analytics

Product Manager

Lendingkart Tech. Private Limited

Aug 2019 - Sep 2020 (1 year 1 month)

Led customer engagement and support product roadmap for an 8-member engineering team; launched a WhatsApp chatbot that increased lead conversion to 55% and implemented Twilio IVR automations that resolved 58% of support tickets, cutting manpower costs by 60%.

Customer Engagement Chatbot IVR Automation Agile Data Driven Product Management Team Leadership

Product Manager

CreditMantri Finserve Private Limited

Dec 2017 - Jul 2019 (1 year 7 months)

Built alternative-data B2B credit underwriting products for banks and NBFCs, improved lead approval rates with an alternate-data lead scoring model, and reduced document processing TAT through verification innovations.

Underwriting Alternative Data Lead Scoring Product Demos Pre Sales Data Analysis Financial Products

Product Specialist

Cognizant Technology Solutions

Apr 2016 - Dec 2017 (1 year 8 months)

Implemented a FICO Debt Manager v9 debt management solution for a UK utilities client, optimized receivables monetization, conducted functional demos, and contributed to RFP, budgeting, and profitability analysis.

Debt Management Implementation RFP Budgeting Stakeholder Management Financial Services

Product Developer

Tata Consultancy Services

Jul 2012 - May 2014 (1 year 10 months)

Developed an internal CRM & ERP platform integrating workflow, customer surveys, and grievance redressal; worked full-stack with AngularJS, Spring Hibernate, and PostgreSQL to deliver integrated solutions.

Full Stack AngularJS Hibernate PostgreSQL CRM Workflow Automation API Development Software Engineering

Education

Degrees, certifications, and relevant coursework

Loyola Institute of Business Administration

Post Graduate Diploma in Management, Finance & Marketing

2014 - 2016

Activities and societies: Co-Leader, Finance Committee; Co-Leader, Entrepreneurship Cell; Winner, Football Tournament (Sports Fest 2015)

Postgraduate Diploma in Management with specializations in Finance and Marketing; held leadership roles in the Finance Committee and Entrepreneurship Cell and won a sports tournament in 2015.

SASTRA Deemed University

Bachelor of Technology, Bioinformatics

2008 - 2012

Activities and societies: Leader, Web Design Team; Computational Biology Group member; Web Design Lead for Prathyarth symposium; Research internship (Karlsruhe University) and IEEE Explore publication

Bachelor of Technology in Bioinformatics with leadership in web design and computational biology groups and a research internship leading to a full-stack web-based image annotation tool and an IEEE publication.