Kirtibala Rajput
@kirtibalarajput
Banking Solution Manager with 13+ years driving digital payments, loan growth, and compliant branch operations.
What I'm looking for
I’m a banking professional with 13+ years of progressive experience at ICICI Bank Ltd., building results through solution ownership, customer relationship management, and strong operational discipline. I specialize in turning digital enablement into measurable growth while keeping processes fully compliant.
As a Solution Manager (2022–2025), I implemented and managed QR code systems, POS machines, and API integrations across 12 branches. I’ve driven digital payment solutions that increased transaction volumes by 30%, and I lead branch operations and teams to ensure seamless service delivery.
Earlier, as a Gold Loan Expert (2020–2022), I handled gold loan valuation and processing, including gold purity assessment and appraisal, while ensuring regulatory compliance (RBI, KYC, AML). I supported loan portfolio growth by 25% annually through strategic customer engagement, cross-selling, and relationship-focused service.
In my Home Loan Expert (2017–2020) and Sales Officer (2012–2014) roles, I guided customers through the mortgage and onboarding journey—from pre-qualification to closing—while achieving strong sales performance (including exceeding sales targets by 20% annually). I bring expertise in loan processing, underwriting support, stakeholder collaboration, and problem-solving to help teams deliver consistent, client-focused outcomes.
Experience
Work history, roles, and key accomplishments
Solution Manager
ICICI Bank Ltd.
Jan 2022 - Jan 2025 (3 years)
Solution Manager leading digital payment initiatives across 12 branches, including QR code systems, POS machines, and API integrations. Drove transaction volume growth and ensured regulatory compliance (RBI, KYC, AML) while improving operational performance and customer experience.
Gold Loan Expert
ICICI Bank Ltd.
Jan 2020 - Jan 2022 (2 years)
Gold Loan Expert specializing in gold loan valuation, processing, and client relationship management. Assessed gold purity, ensured regulatory compliance, and supported gold loan portfolio growth through customer engagement and operational streamlining.
Home Loan Expert
ICICI Bank Ltd.
Jan 2017 - Jan 2020 (3 years)
Home Loan Expert guiding clients through the mortgage process from pre-qualification to closing. Evaluated financial profiles, recommended suitable loan products, supported compliance, and exceeded sales targets through relationship-building and customer-focused service.
Sales Officer
ICICI Bank Ltd.
Jan 2012 - Jan 2014 (2 years)
Sales Officer providing clients with suitable product and service recommendations based on identified needs. Coordinated with operations and stakeholders to support correct and timely onboarding and client coverage.
Education
Degrees, certifications, and relevant coursework
YashwantroChauhan University
Bachelor of Commerce (BCOM), Commerce
2020 - 2022
Earned a BCom (Commerce) degree from YashwantroChauhan University from 2020 to 2022.
Availability
Location
Authorized to work in
Job categories
Skills
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