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Malvika Malini

@malvikamalini

Payments implementation manager at IDFC FIRST Bank who took 20 API Banking, BBPS, and NACH integrations live.

India
Message

At IDFC FIRST Bank, I took 20 API Banking, BBPS, and NACH integrations live and lead a 3-person Internet Banking team for North & East India. I also run 8–10 implementations in parallel and coordinate product, technology, and operations on multi-API journeys.

At ICICI Bank, I delivered digital payment and collection solutions from requirements through go-live and post-launch support. I moved 40+ corporates to FileFlick before Snorkel was switched off and helped get DR failover routes whitelisted for all 44 clients in my portfolio.

I also helped raise InstaBIZ penetration in Delhi from about 35% to about 80% by training the regional sales team and using the CIB dashboard in product pitches. I built onboarding checklists adopted team-wide and hold ISO 20022 Payments and Product Management certifications.

Experience

Work history, roles, and key accomplishments

IDFC FIRST Bank logoIB
Current

Ongoing Project

IDFC FIRST Bank

Aug 2026 - Present (2 months)

Migrating clients to chain-token authentication for API Banking, aligning dependencies and go-live with internal teams.

Education

Degrees, certifications, and relevant coursework

ID

Institute of Marketing & Management, New Delhi

PGDM, Management

2021 - 2023

Pursued a Post Graduate Diploma in Management from the Institute of Marketing & Management, New Delhi, from 2021 to 2023.

ID

Institute of Marketing & Management, New Delhi

PGDM, Management

2021 - 2023

Pursued a Post Graduate Diploma in Management from the Institute of Marketing & Management, New Delhi, from 2021 to 2023.

Amity University, Noida logoAN

Amity University, Noida

BSc (Hons), Science

2016 - 2020

Completed a Bachelor of Science (Honours) in Science from Amity University, Noida, from 2016 to 2020.

Amity University, Noida logoAN

Amity University, Noida

BSc (Hons), Science

2016 - 2020

Completed a Bachelor of Science (Honours) in Science from Amity University, Noida, from 2016 to 2020.

KP

KPMG

Business Analyst – KPMG Rise, Business Analysis

Completed a Business Analyst certification through KPMG Rise.

KPMG logoKP

KPMG

Business Analyst – KPMG Rise, Business Analysis

Completed a Business Analyst certification through KPMG Rise.

Tech stack

Software and tools used professionally

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