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aldo indaAI
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aldo inda

@aldoinda

Automotive Finance & Leasing Specialist closing cross-border luxury deals.

United States
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What I'm looking for

I’m looking for a premium, KPI-driven F&I role where I can structure leases and credit end-to-end, close complex cross-border deals, and grow remote, referral-based pipelines while owning profitability and customer clarity throughout the process.

I’m a results-driven Automotive Finance & Leasing Specialist with 5+ years of experience at BMW and Mercedes-Benz, structuring high-ticket credit and leasing transactions in premium retail environments. I’m bilingual in English and Spanish and operate in a US/MX border context with remote-ready capabilities.

My strength is end-to-end F&I execution—credit application review, bureau pull analysis, lease residual calculation, and money factor management. I manage multi-bank credit approval workflows and negotiate approvals to consistently close complex financial deals across both the US and Mexican markets.

At BMW Mexicali, I structured and closed lease and finance contracts ranging from $800,000 to $2,500,000 MXN per unit, exceeding monthly gross profit targets. I also drove strong ancillary product results (GAP insurance, extended warranty, paint protection) and supported repeat transactions through a referral-based client portfolio.

Previously at Mercedes-Benz Mexicali, I managed the full sales and finance process for multiple luxury segments while ranking among top advisors for unit volume and finance product penetration. I’m known for clear payment-scenario presentations, expertise in Mexican lease structures (arrendamiento puro and arrendamiento financiero), and keeping CRM pipelines disciplined for sales management.

Experience

Work history, roles, and key accomplishments

BM

Automotive Finance & Leasing

BMW Mexicali (Carmen Motors)

Jul 2025 - May 2026 (10 months)

Structured and closed BMW lease and finance contracts for $800,000–$2,500,000 MXN per unit, consistently exceeding monthly gross profit targets. Managed end-to-end F&I including bureau analysis, multi-bank submissions (BBVA, Santander, BMW Financial Services), and presentation of GAP, extended warranty, and paint protection.

MC

Sales Advisor - Finance

Mercedes-Benz Mexicali (Autoproductos de la Costa)

Jan 2010 - Jun 2024 (14 years 5 months)

Managed end-to-end Mercedes-Benz sales and finance for C-Class, E-Class, GLE, and GLS, achieving an average ticket of ~$1,200,000 MXN. Built lease proposals using residual value tables and money factors, coordinated multi-bank approvals, and ranked among the top 3 advisors for unit volume and finance penetration.

Education

Degrees, certifications, and relevant coursework

HubSpot Academy logoHA

HubSpot Academy

HubSpot CRM Certification, CRM

HubSpot Academy CRM certification in progress.

BM

BMW Mexicali

BMW Group Product & Sales Certification, Automotive Sales & BMW Products

2022 - 2025

Completed a BMW Group product and sales certification program with BMW Mexicali from 2022 to 2025.

AC

Autoproductos de la Costa

Mercedes-Benz Product & Finance Certification, Automotive Finance & Mercedes-Benz Products

2019 - 2022

Completed a Mercedes-Benz product and finance certification program with Autoproductos de la Costa from 2019 to 2022.

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