Sr. Credit Analyst- Cashalo/Empower, Asia Pacific

Our mission is to expand access to fair credit to give anyone the opportunity to improve their financial security and mobility. The drive, fearless thinking, and empathy we bring to our work delivers better outcomes for our community every day.

Empower

Employee count: 51-200

AS, AU + 51 more

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EMPOWER OVERVIEW Empower is a fast-growing fintech on a mission to expand access to fair credit to give anyone the opportunity to improve their financial security and mobility. We recently launched in Southeast Asia through our acquisition of Cashalo, the leading online lending platform in the Philippines. Our mission to expand access to credit in the region will take creativity, passion, and drive. Are you in?Empower is backed by Sequoia Capital, Blisce, and Icon Ventures. Are we the next great place to grow your impact and accelerate your career? We think so:
Inc. ranked Empower #56 in the 2023 Inc. 5000 list of the fastest-growing private companies in the US (#55 in 2022). Forbes put Empower on its 2023 list of America's Best Startup Employers. Fast Company recognized the new Empower Thrive line of credit in their 2022 list of the Next Big Things in Tech.
THE EMPOWER WAYGreat Expectations: We come up with bold, audacious goals for ourselves and go all out for impactOwner Mindset: We give every employee latitude to act independently, make smart choices, and move the business forwardSpirited Debate: We love skeptics and seek counter opinions to challenge our personal assumptions and expand our viewCustomer Obsession: We listen to understand, empathize, and create a memorable, rewarding experience for our communityInclusive Collaboration: We believe diverse teams make the best decisions, and we strive to give diverse voices a seat at the tableNo Jerks Allowed: We value our relationships and take the time to build trust and connection and communicate respectfully
JOB DESCRIPTIONEmpower is searching for a talented problem solver to grow our business and manage credit risk of our lending products. You will be joining in the early stages of a fast growing company, and have the opportunity to jump right in on many exciting and impactful credit projects. The ideal candidate is passionate about using data and analytics to drive business growth and help customers improve their financial situations. This individual will own workstreams across credit policy, testing, and valuations and will be asked to take projects from ideation to execution. They will also need to partner with product, tech, and finance teams to build out solutions that drive value for Empower and our customers. The right person for this role is someone who shines while solving complex problems and is comfortable with a wide variety of technical tools.
Travel for company offsites is expected at a minimum 2 times a year.

Key Responsibilities

Use data to optimize policies, driving better outcomes for Empower and our customers
Design tests to measure effectiveness of new strategies where data is limited or non-existent
Build financial models to provide detailed estimates and refine strategies
Create automated systems to monitor business performance
Become an expert in and owner of one or multiple subsections within the credit space

Candidate Qualifications

B.S. degree in engineering, business, finance, computer science or mathematics
2+ years industry experience in data analytics, with a focus on using data to solve complicated and ambiguous problems
Strong SQL abilities
Excellent verbal and written communication skills, with an emphasis on data driven story-telling for wide audiences
Comfort with ambiguity; the ability to lay out and test clear hypotheses, and solve problems without well-defined direction

At Empower, we hire for people that push themselves to understand others and seek out ways to challenge their personal assumptions. Our hope is that by fostering such an environment, we strengthen our business and relationships by putting people first. We are committed to building a diverse, inclusive, and equitable workspace where everyone (regardless of age, education, ethnicity, gender, sexual orientation, or any personal characteristics) feels like they belong. Even if your experience doesn’t exactly match up to our job description, you should feel empowered to apply regardless!

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About the job

Apply before

Jul 23, 2024

Posted on

May 24, 2024

Job type

Full Time

Experience level

Senior

Job categories

Credit Risk Analyst Credit Risk Manager Senior Financial Planning And Analysis Analyst

Skills

Data Analytics SQL Financial Modeling Data Driven Automation Credit Risk Credit Strategies Testing Valuation Technical Tools Business Growth Collaboration

About Empower

Learn more about Empower and their company culture.

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Empower is a high-growth financial technology company on a mission to expand access to fair credit to give anyone in the world the opportunity to improve their financial security and mobility. We dream up and launch one-of-a-kind features that help our members get money instantly whenever they need it, save for the future, and rewrite their financial story. Our members see Empower Cash Advance as a life-saver, Empower Automatic Savings as a game-changer, and the new Empower Thrive line of credit (currently in beta, launching soon) as a lifeline to low-cost borrowing and the only practical path to building good credit.

Empower is backed by Sequoia Capital, Blisce, and Icon Ventures. Inc. ranked Empower #55 in the 2022 Inc. 5000 list of the fastest-growing private companies in the US. Fast Company recognized Empower Thrive in their 2022 list of the Next Big Things in Tech.

Tech stack

Learn about the tools and technologies that Empower uses to build, market, and sell its products.

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.NET

JavaScript

HTML5

Java

CSS 3

Kotlin

Swift

Objective-C

Facebook Ads

Amazon EC2

21 more

Empower employees can create an account to update this tech stack.

Employee benefits

Learn about the employee benefits and perks provided at Empower.

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Full healthcare benefits

Medical, dental, and vision insurance for employees.

Generous equity package

Every employee gets equity, so you are rewarded for your best work.

Technology expense reimbursement

Since you work remotely, we want to make sure your home office is comfortable.

Work from anywhere

We accommodate all kinds of lifestyles and life stages. Come work on your terms.

View Empower's employee benefits

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Please let Empower know you found this job on Himalayas. This helps us grow!

Apply now

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