Borrowell

Borrowell is a Canadian company with a single goal in mind: to make financial prosperity possible for everyone. By providing access to credit education, innovative digital tools and personalized experiences, we strive to help all Canadians feel in control and optimistic about their future.

This is why we were the first in Canada to offer free credit scores and reports from our partner, Equifax, Canada's largest credit bureau.

We wanted to do more, so we created Canada's first AI-powered Credit Coach, Molly, who shares personalized tips that may help you understand and improve your credit. We also developed our recommendation engine that analyzes your unique credit profile to make personalized financial product recommendations.

With the acquisition of Refresh Financial in 2021, we're now helping even more Canadians by offering secured cards and credit building loans to provide underserved consumers with affordable access to credit and a means to build credit history and achieve long-term financial success.

Over 2 million Canadians have joined Borrowell and trust us to help them make great decisions about credit and achieve their financial goals.