Happy Money

Happy Money is on a mission to develop and deliver affordable, accessible financial tools and services that empower people to use money as a tool for their happiness.

How we’re changing the lending industry for good

We believe that personal loans can be a tool to help you accomplish your goals.

Our loans are built with transparency and ease in mind, giving you more time to do what you love. We save you money with low interest rates and a payment schedule that works for you, not against you.

By partnering with Credit Unions and community-focused lending partners, we prioritize our members’ best interests and work together to deliver accessible financial tools for all.

Love, Trust & Hustle

Our values are our culture, and they are woven into everything we do. From the products we build, to our annual review process, to the way we speak to our customers, we strive to embody Love, Trust, and Hustle.

Love: We show Love in how we collaborate with others, appreciate new perspectives, and operate with empathy.

Trust: As part of our radically transparent culture, we show Trust in giving and receiving feedback and honest expectations.

Hustle: We show Hustle in our passion for growth, while proactively finding solutions to problems along the way.