RK Chitesh Sanoria
@rkchiteshsanoria
I build fintech payment solutions, partnerships, and regulated cross-border payment growth.
IndiaWhat I'm looking for
At PhiCommerce, I'm driving the RBI Payment Aggregator–Cross Border licensing roadmap and expanding cross-border payment capabilities through merchant partnerships. Previously at BillDesk, I led merchant acquisition, payment integrations, contract negotiations, and the launch of Bima-ASBA, a first-of-its-kind insurance payment solution.
I've spent 9+ years across fintech, payments, and insurance, working with Payment Gateway, BBPS, Recurring Payments, UPI, AML/KYC compliance, and data-driven merchant growth. I enjoy turning complex regulatory and payment requirements into secure, scalable digital payment flows.
Experience
Work history, roles, and key accomplishments
Senior Business Development Manager
PhiCommerce
Jul 2026 - Present (2 months)
Driving PhiCommerce's Payment Aggregator – Cross Border (PA-CB) license roadmap with the RBI, covering corporate readiness, capital compliance, AML/KYC framework, CERT-In audit, and filing through the PRAVAAH portal. Leading business development strategy to expand cross-border payments capability and merchant partnerships.
Education
Degrees, certifications, and relevant coursework
International School of Business & Media
Post Graduate Diploma in Management, Marketing & Finance
2015 - 2017
Pursued a Post Graduate Diploma in Management with a focus on Marketing and Finance.
DAV College
Bachelor of Business Administration, Business
2012 - 2015
Completed a Bachelor of Business Administration with a focus on Business.
Tech stack
Software and tools used professionally
Availability
Location
IndiaAuthorized to work in
Job categories
Skills
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