Prudence Madzivanyika
@prudencemadzivanyika
Client Relationship Officer specializing in mortgage and personal lending, driving growth through exceptional customer service.
What I'm looking for
I’m a results-driven financial professional focused on client relationship management, specializing in mortgage sales and personal lending. I currently serve as a Client Relationship Officer at CABS (Central Africa Building Society), a subsidiary of Old Mutual Zimbabwe.
I cultivate and manage relationships for commercial mortgages and high-value individual lending, using a detail-focused, strategic approach to improve customer outcomes. I’ve contributed to an 8% growth in the mortgage loan book, reduced non-performing loans from 12% to 2%, and established a Vehicle Asset Management product with USD400k in sales, working toward a USD1.8m target.
I’m committed to optimizing the customer experience by defining and implementing standards and procedures for consistent service quality. I also coordinate across departments to ensure timely loan processing, resolve queries, and support sales planning and performance against targets.
Having navigated roles from Senior Client Service Consultant to Acting Branch Manager, I bring a holistic perspective on financial operations, process automation, and team performance. I’m energized by measurable impact—reflected in nominations for exceptional customer service and recognition for market share and profit growth.
Experience
Work history, roles, and key accomplishments
Manage and strengthen client relationships while delivering tailored banking solutions. Resolve customer queries efficiently through telephone and email support. Monitor service turnaround times and maintain high-quality customer service standards. Implement branch sales strategies and monitor performance against targets. Support customer acquisition and conversion initiatives. Provide expert guid
Client Relationship Officer
Central Africa Building Society (CABS)
Apr 2022 - Present (4 years 3 months)
Specialize in managing client relationships for commercial mortgages and high-value individual lending. Implement sales plans, oversee arrear management, collaborate with operations for timely loan disbursement, and work with the Credit Department to meet mortgage credit assessment requirements.
Client Relationship Officer (Mortgage Sales & Personal Lending)
Apr 2022 - Present (4 years 3 months)
As a Client Relationship Officer at CABS, I specialize in managing client relationships for commercial mortgages and high-value individual lending. My responsibilities include implementing sales plans and initiatives for acquiring new business, overseeing arrear management, collaborating with back-office operations for timely loan disbursement, and resolving queries. I work closely with the Credit
Worked as Senior Client Services Consultant at CABS.
Senior Client Services Consultant
Central Africa Building Society (CABS)
Aug 2018 - Present (7 years 11 months)
Provide senior client services support, including managing client relationships and supporting financial and banking operations. Contribute to customer experience and administrative/customer satisfaction outcomes.
Managed commercial mortgage and high-value personal lending portfolios. Developed and implemented strategies to acquire and retain clients. Coordinated with credit and operations departments to ensure timely loan processing. Conducted customer experience surveys and implemented service improvement initiatives. Managed arrears and reduced loan delinquency risks. Utilized social media and digital co
In my role as a Senior Client Service Consultant at CABS, I managed ATM card issuances, including Flexicredit and Mastercards, ensuring compliance with terms and conditions. I addressed customer needs, facilitated product education, and contributed to increased upsells. Handling daily customer inquiries, I analyzed feedback data to drive improvements, resulting in a high customer satisfaction rati
Senior Client Service Consultant
Central Africa Building Society (CABS)
Aug 2018 - Mar 2022 (3 years 7 months)
Managed ATM card issuances (Flexicredit and Mastercards), addressing customer needs and facilitating product education to support upsells. Handled daily customer inquiries, used feedback data to drive improvements, and contributed to automating the personal loans system to enhance operational efficiency.
As a Customer Service Officer, my responsibilities included selling Bancassurance products and motor insurance to meet sales targets, providing relevant information to resolve customer queries, and verifying client identity to mitigate risks. Actively participating in onboarding training sessions, I ensured that new staff members had sufficient knowledge about products and services. One of my sign
As the Acting Branch Manager, I consistently met or exceeded monthly objectives, ensuring operational efficiency. I authored and verified transactions, maintaining accuracy and compliance. Through strategic business-to-business sales, I expanded the clientele, contributing to overall business growth. I played a pivotal role in a high-performing team that surpassed Bancassurance sales targets, earn
Customer Service Officer
Central Africa Building Society (CABS)
May 2014 - Jul 2018 (4 years 2 months)
Sold Bancassurance products and motor insurance to meet sales targets, provided customer query information, and verified client identity to mitigate risk. Participated in onboarding training and improved customer experience scores, including increasing Net Promoter Score (NPS) by 10 points within 8 months.
Acting Branch Manager
Central Africa Building Society (CABS)
May 2014 - Jul 2018 (4 years 2 months)
Met or exceeded monthly objectives by ensuring operational efficiency and maintaining accurate, compliant transaction handling. Drove business-to-business sales to expand clientele and supported a high-performing team that surpassed Bancassurance sales targets (Best Team award in 2015).
Managed accounting records and financial reconciliations. Assisted with financial reporting and client account management.
Assisted with creditors management and reconciliations. Supported accounts payable processes and supplier communications.
Junior Creditor's Controller
Seed Co Zimbabwe P/L
Sep 2010 - Aug 2011 (11 months)
Supported creditor control activities, including invoicing, reconciliation, and accounting administration. Contributed to finance and reporting-related tasks in support of customer experience and operational needs.
Accounting attachee- Junior Creditor's controller
Sep 2010 - Aug 2011 (11 months)
Worked as Accounting attachee- Junior Creditor's controller at Seed Co Zimbabwe P/L.
Education
Degrees, certifications, and relevant coursework
Chinhoyi University of Technology
Master of Science, Logistics
Insurance Institute of Zimbabwe
Certificate of Proficiency, Insurance
Obtained a Certificate of Proficiency from the Insurance Institute of Zimbabwe, showcasing proficiency in insurance practices and principles.
Chinhoyi University of Technology
Master's degree, Logistics
2020 - 2021
Pursued and successfully completed a Master of Science in Supply Chain Management at Chinhoyi University of Technology. The program equipped me with advanced knowledge and skills in supply chain dynamics, contributing to a comprehensive understanding of modern supply chain practices.
Chinhoyi University of Technology
Master of Science in Supply Chain Management, Logistics
2020 - 2021
Pursued and successfully completed a Master of Science in Supply Chain Management at Chinhoyi University of Technology. The program equipped me with advanced knowledge and skills in supply chain dynamics.
Chartered Institute of Management Accountants (CIMA)
Accounting and Business/Management
2019 - 2020
CIMA
Master’s Degree
University of Zimbabwe
Bachelor of Accountancy Honours degree
2010 - 2012
Attained a Bachelor of Accountancy Honours Degree from the University of Zimbabwe. This program provided a solid foundation in accounting principles, financial management, and business strategy, laying the groundwork for a successful career in finance.
University of Zimbabwe
Bachelor's degree, Accounting
2010 - 2012
Africa University
Bachelor of Commerce (B.Com.), Accounting
2007 - 2009
Availability
Location
Authorized to work in
Job categories
Skills
Interested in hiring Prudence?
You can contact Prudence and 90k+ other talented remote workers on Himalayas.
Message PrudenceGet matched with your dream remote job
Sign up now and join over 250,000+ remote workers who receive personalized job alerts, curated job matches, and more for free!
