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Prudence Madzivanyika

@prudencemadzivanyika

Client Relationship Officer specializing in mortgage and personal lending, driving growth through exceptional customer service.

Zimbabwe
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What I'm looking for

I’m looking to leverage my mortgage consultation, loan origination, and client needs analysis to drive growth in a forward-thinking financial institution—while elevating customer experience through strong standards, collaboration, and measurable performance.

I’m a results-driven financial professional focused on client relationship management, specializing in mortgage sales and personal lending. I currently serve as a Client Relationship Officer at CABS (Central Africa Building Society), a subsidiary of Old Mutual Zimbabwe.

I cultivate and manage relationships for commercial mortgages and high-value individual lending, using a detail-focused, strategic approach to improve customer outcomes. I’ve contributed to an 8% growth in the mortgage loan book, reduced non-performing loans from 12% to 2%, and established a Vehicle Asset Management product with USD400k in sales, working toward a USD1.8m target.

I’m committed to optimizing the customer experience by defining and implementing standards and procedures for consistent service quality. I also coordinate across departments to ensure timely loan processing, resolve queries, and support sales planning and performance against targets.

Having navigated roles from Senior Client Service Consultant to Acting Branch Manager, I bring a holistic perspective on financial operations, process automation, and team performance. I’m energized by measurable impact—reflected in nominations for exceptional customer service and recognition for market share and profit growth.

Experience

Work history, roles, and key accomplishments

Central Africa Building Society (CABS) logoCC
Current

Sales Consultant

Jun 2025 - Present (1 year 1 month)

Manage and strengthen client relationships while delivering tailored banking solutions. Resolve customer queries efficiently through telephone and email support. Monitor service turnaround times and maintain high-quality customer service standards. Implement branch sales strategies and monitor performance against targets. Support customer acquisition and conversion initiatives. Provide expert guid

Central Africa Building Society (CABS) logoCC
Current

Client Relationship Officer

Central Africa Building Society (CABS)

Apr 2022 - Present (4 years 3 months)

Specialize in managing client relationships for commercial mortgages and high-value individual lending. Implement sales plans, oversee arrear management, collaborate with operations for timely loan disbursement, and work with the Credit Department to meet mortgage credit assessment requirements.

CABS logoCA
Current

Client Relationship Officer (Mortgage Sales & Personal Lending)

Apr 2022 - Present (4 years 3 months)

As a Client Relationship Officer at CABS, I specialize in managing client relationships for commercial mortgages and high-value individual lending. My responsibilities include implementing sales plans and initiatives for acquiring new business, overseeing arrear management, collaborating with back-office operations for timely loan disbursement, and resolving queries. I work closely with the Credit

Central Africa Building Society (CABS) logoCC

Mortgage Officer

Apr 2022 - May 2025 (3 years 1 month)

Managed commercial mortgage and high-value personal lending portfolios. Developed and implemented strategies to acquire and retain clients. Coordinated with credit and operations departments to ensure timely loan processing. Conducted customer experience surveys and implemented service improvement initiatives. Managed arrears and reduced loan delinquency risks. Utilized social media and digital co

CABS logoCA

Senior Client Service consultant

Aug 2018 - Mar 2022 (3 years 7 months)

In my role as a Senior Client Service Consultant at CABS, I managed ATM card issuances, including Flexicredit and Mastercards, ensuring compliance with terms and conditions. I addressed customer needs, facilitated product education, and contributed to increased upsells. Handling daily customer inquiries, I analyzed feedback data to drive improvements, resulting in a high customer satisfaction rati

Central Africa Building Society (CABS) logoCC

Senior Client Service Consultant

Central Africa Building Society (CABS)

Aug 2018 - Mar 2022 (3 years 7 months)

Managed ATM card issuances (Flexicredit and Mastercards), addressing customer needs and facilitating product education to support upsells. Handled daily customer inquiries, used feedback data to drive improvements, and contributed to automating the personal loans system to enhance operational efficiency.

CABS logoCA

Customer Service Officer

May 2014 - Jul 2018 (4 years 2 months)

As a Customer Service Officer, my responsibilities included selling Bancassurance products and motor insurance to meet sales targets, providing relevant information to resolve customer queries, and verifying client identity to mitigate risks. Actively participating in onboarding training sessions, I ensured that new staff members had sufficient knowledge about products and services. One of my sign

CABS logoCA

Acting Branch Manager

May 2014 - Jul 2018 (4 years 2 months)

As the Acting Branch Manager, I consistently met or exceeded monthly objectives, ensuring operational efficiency. I authored and verified transactions, maintaining accuracy and compliance. Through strategic business-to-business sales, I expanded the clientele, contributing to overall business growth. I played a pivotal role in a high-performing team that surpassed Bancassurance sales targets, earn

Central Africa Building Society (CABS) logoCC

Customer Service Officer

Central Africa Building Society (CABS)

May 2014 - Jul 2018 (4 years 2 months)

Sold Bancassurance products and motor insurance to meet sales targets, provided customer query information, and verified client identity to mitigate risk. Participated in onboarding training and improved customer experience scores, including increasing Net Promoter Score (NPS) by 10 points within 8 months.

Central Africa Building Society (CABS) logoCC

Acting Branch Manager

Central Africa Building Society (CABS)

May 2014 - Jul 2018 (4 years 2 months)

Met or exceeded monthly objectives by ensuring operational efficiency and maintaining accurate, compliant transaction handling. Drove business-to-business sales to expand clientele and supported a high-performing team that surpassed Bancassurance sales targets (Best Team award in 2015).

Seed Co Zimbabwe logoSZ

Accounting Controller

Oct 2010 - Aug 2011 (10 months)

Assisted with creditors management and reconciliations. Supported accounts payable processes and supplier communications.

Education

Degrees, certifications, and relevant coursework

CT

Chinhoyi University of Technology

Master of Science, Logistics

IZ

Insurance Institute of Zimbabwe

Certificate of Proficiency, Insurance

Obtained a Certificate of Proficiency from the Insurance Institute of Zimbabwe, showcasing proficiency in insurance practices and principles.

CT

Chinhoyi University of Technology

Master's degree, Logistics

2020 - 2021

Pursued and successfully completed a Master of Science in Supply Chain Management at Chinhoyi University of Technology. The program equipped me with advanced knowledge and skills in supply chain dynamics, contributing to a comprehensive understanding of modern supply chain practices.

Chinhoyi University of Technology logoCT

Chinhoyi University of Technology

Master of Science in Supply Chain Management, Logistics

2020 - 2021

Pursued and successfully completed a Master of Science in Supply Chain Management at Chinhoyi University of Technology. The program equipped me with advanced knowledge and skills in supply chain dynamics.

CC

Chartered Institute of Management Accountants (CIMA)

Accounting and Business/Management

2019 - 2020

CI

CIMA

Master’s Degree

UZ

University of Zimbabwe

Bachelor of Accountancy Honours degree

2010 - 2012

Attained a Bachelor of Accountancy Honours Degree from the University of Zimbabwe. This program provided a solid foundation in accounting principles, financial management, and business strategy, laying the groundwork for a successful career in finance.

UZ

University of Zimbabwe

Bachelor's degree, Accounting

2010 - 2012

AU

Africa University

Bachelor of Commerce (B.Com.), Accounting

2007 - 2009

Tech stack

Software and tools used professionally

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