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Ngonidzashe Mawodza

@ngonidzashemawodza

Corporate banking and agribusiness specialist driving deal origination, credit risk management, and portfolio growth.

Zimbabwe
Message

What I'm looking for

I’m looking to grow agro-led corporate banking through deal origination and relationship management, while managing credit exposures within strong risk frameworks and collaborating cross-functionally to deliver sustainable, high-quality portfolios.

I’m a results-driven Corporate Banking and Agribusiness Specialist with 7+ years’ experience in relationship management, credit risk, and agro value chain financing. I focus on business development, deal origination, portfolio growth, and client retention across primary agriculture and agro-processing sectors.

In my current role as a Business Development & Sales Manager, I drive agro value chain business development by structuring client value propositions, onboarding new clients, expanding share of wallet, and leading deposit mobilisation and transactional banking initiatives. I also monitor portfolio performance to ensure compliance with approved credit limits and risk frameworks, working closely with credit, operations, and risk teams to meet service delivery expectations.

Previously as an Assistant Relationship Manager (Wholesale Banking), I managed a primary client portfolio, assessed credit applications, and delivered measurable improvements—maintaining portfolio irregularity below 5%, growing term deposits by 25% year-on-year, and reducing default rates by 20% through financial analysis and proactive client interventions. I bring strong stakeholder engagement, leadership, and field-level insights that translate into sustainable revenue growth and high-quality portfolios.

Experience

Work history, roles, and key accomplishments

CH
Current

Business Development & Sales Manager

CBZ Holdings

Feb 2025 - Present (1 year 6 months)

Drive business development and deal origination across the agro value chain, focusing on primary agriculture clients. Structure client value propositions, onboard new clients, grow share of wallet, and monitor portfolio performance for credit-limit and risk-framework compliance.

CH

Assistant Relationship Manager

CBZ Holdings

Sep 2019 - Jan 2025 (5 years 4 months)

Manage a primary client portfolio to drive revenue growth, retention, and cross-selling across wholesale banking clients. Evaluate and approve credit applications, keep portfolio irregularity below 5%, and reduce default rates through financial analysis, risk assessment, and proactive interventions.

CH

Field Analyst

CBZ Holdings

Jan 2017 - Aug 2019 (2 years 7 months)

Support the agribusiness unit by managing recovery of non-performing loans and maintaining portfolio health within risk thresholds. Structure and monitor repayment plans, support loan restructuring, and assist with deal origination and client onboarding through field assessments and due diligence.

Education

Degrees, certifications, and relevant coursework

Chinhoyi University of Technology logoCT

Chinhoyi University of Technology

Master of Science, Strategic Management

Master of Science in Strategic Management (in progress), building advanced knowledge in strategic management to support business and risk decision-making.

University of Zimbabwe logoUZ

University of Zimbabwe

Bachelor of Science (Honours), Agriculture – Crop Science

Activities and societies: Leadership experience as class representative.

Bachelor of Science (Honours) in Agriculture with a Crop Science focus, covering agronomy, budgeting, market analysis, and agricultural systems, with leadership experience as a class representative.

Tech stack

Software and tools used professionally

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