Ngonidzashe Mawodza
@ngonidzashemawodza
Corporate banking and agribusiness specialist driving deal origination, credit risk management, and portfolio growth.
What I'm looking for
I’m a results-driven Corporate Banking and Agribusiness Specialist with 7+ years’ experience in relationship management, credit risk, and agro value chain financing. I focus on business development, deal origination, portfolio growth, and client retention across primary agriculture and agro-processing sectors.
In my current role as a Business Development & Sales Manager, I drive agro value chain business development by structuring client value propositions, onboarding new clients, expanding share of wallet, and leading deposit mobilisation and transactional banking initiatives. I also monitor portfolio performance to ensure compliance with approved credit limits and risk frameworks, working closely with credit, operations, and risk teams to meet service delivery expectations.
Previously as an Assistant Relationship Manager (Wholesale Banking), I managed a primary client portfolio, assessed credit applications, and delivered measurable improvements—maintaining portfolio irregularity below 5%, growing term deposits by 25% year-on-year, and reducing default rates by 20% through financial analysis and proactive client interventions. I bring strong stakeholder engagement, leadership, and field-level insights that translate into sustainable revenue growth and high-quality portfolios.
Experience
Work history, roles, and key accomplishments
Business Development & Sales Manager
CBZ Holdings
Feb 2025 - Present (1 year 6 months)
Drive business development and deal origination across the agro value chain, focusing on primary agriculture clients. Structure client value propositions, onboard new clients, grow share of wallet, and monitor portfolio performance for credit-limit and risk-framework compliance.
Assistant Relationship Manager
CBZ Holdings
Sep 2019 - Jan 2025 (5 years 4 months)
Manage a primary client portfolio to drive revenue growth, retention, and cross-selling across wholesale banking clients. Evaluate and approve credit applications, keep portfolio irregularity below 5%, and reduce default rates through financial analysis, risk assessment, and proactive interventions.
Field Analyst
CBZ Holdings
Jan 2017 - Aug 2019 (2 years 7 months)
Support the agribusiness unit by managing recovery of non-performing loans and maintaining portfolio health within risk thresholds. Structure and monitor repayment plans, support loan restructuring, and assist with deal origination and client onboarding through field assessments and due diligence.
Education
Degrees, certifications, and relevant coursework
Chinhoyi University of Technology
Master of Science, Strategic Management
Master of Science in Strategic Management (in progress), building advanced knowledge in strategic management to support business and risk decision-making.
University of Zimbabwe
Bachelor of Science (Honours), Agriculture – Crop Science
Activities and societies: Leadership experience as class representative.
Bachelor of Science (Honours) in Agriculture with a Crop Science focus, covering agronomy, budgeting, market analysis, and agricultural systems, with leadership experience as a class representative.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Job categories
Skills
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