
Prakash Mishra
@prakashmishra3
Cluster Manager at HDB Financial Services Ltd. managing MP new and used car loans, sales, collections, and channel development.
What I'm looking for
At HDB Financial Services Ltd., I manage new and used car loan business across MP, covering sales, credit, collections, and operations. I also manage the vehicle loan team and work on business strategy, channel development, and collection targets.
Previously, at Indusind Bank Ltd., I was State Head for used vehicle car loans in MP. At ICICI Bank Ltd., I developed more than 30 new sourcing channels and received the Best RM award and Best of West awards.
Earlier, I worked in car loans, home loans, mortgages, plot loans, and branch collections at HDFC Bank Ltd., Fullerton India Credit Co. Ltd., HDFC Sales Pvt. Ltd., and Centurion Bank Of Punjab Ltd. I hold an MBA in finance and have completed computer application and networking qualifications.
Experience
Work history, roles, and key accomplishments
Cluster Manager
HDB Financial Services Ltd.
Jun 2023 - Present (3 years 4 months)
Responsible for new and used vehicle loans for MP, managing a team of approximately 150 staff, and achieving business and collection targets.
State Head – Used Vehicle Loans
Indusind Bank Ltd.
Jan 2022 - May 2023 (1 year 4 months)
Responsible for used vehicle car loans business for MP, managing a team of approximately 100 staff, and achieving business and collection targets.
Relationship Manager
ICICI Bank Ltd.
Jan 2014 - Jan 2022 (8 years)
Managed new and used car loans for Bhopal hub, handling over 40 channels and achieving business targets. Received awards for best performance and developed over 30 new sourcing channels.
Sales Manager
HDFC Bank Ltd.
Mar 2011 - Dec 2013 (2 years 9 months)
Handled new and used car loans for Bhopal hub locations, managed over 40 channels, and consistently achieved top performance in MP.
Branch Collection Manager
Fullerton India Credit Co. Ltd.
Feb 2009 - Mar 2011 (2 years 1 month)
Responsible for achieving resolution, rollback, and normalization of buckets, managing a team of collection officers, and handling legal processes and branch operations.
Senior Sales Officer
HDFC Sales Pvt. Ltd.
May 2008 - Feb 2009 (9 months)
Responsible for achieving targets for home loans, mortgages, and plot loans, managing sales team performance, and handling file login and disbursement preparation.
Team Leader Sales
Centurion Bank Of Punjab Ltd.
Jul 2004 - Apr 2008 (3 years 9 months)
Responsible for achieving targets for home and mortgage loans, managing a team of sales executives, and ensuring TAT and coordination with agencies.
Education
Degrees, certifications, and relevant coursework
M.P. Board
S.S.C., General
Grade: 61%
Completed Secondary School Certificate (S.S.C.) from M.P. Board with 61%.
IGNOU
Certificate in Computing, Computing
Grade: 61%
Earned a Certificate in Computing (CIC) from IGNOU with 61%.
Barkatullah University
MBA, Finance
Grade: 62%
Pursued an MBA in Finance from Barkatullah University, Bhopal, achieving 62%.
A.P.S. University
B.Sc., Science
Grade: 58%
Completed a Bachelor of Science degree from A.P.S. University, Rewa, with 58%.
M.P. Board
H.S.C., General
Grade: 68%
Completed Higher Secondary Certificate (H.S.C.) from M.P. Board with 68%.
M.P. Birla Foundation
I.T.I. COPA, Computer Operations
Grade: 76%
Completed I.T.I. COPA (Computer Operator & Program Assistant) from M.P. Birla Foundation, Rewa, with 76%.
CRISP Bhopal
CCNA, Networking
Grade: 90%
Earned CCNA (Cisco Certified Network Associate) certification from CRISP Bhopal with 90%.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Salary expectations
Job categories
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