Sambit User
@sambituser
I lead regional retail asset and two-wheeler finance sales, building teams and growing portfolios across Odisha.
IndiaWhat I'm looking for
I lead Bajaj Auto Credit’s two-wheeler finance business across Odisha, driving sales targets and portfolio growth through a team of Area Sales Managers and Credit Sales Managers.
Across ICICI Bank, Bandhan Bank, HDFC Bank, and Birla Sun Life Insurance, I’ve managed multi-branch asset, personal loan, unsecured loan, auto loan, credit card, and alternate-channel sales operations while building frontline teams.
Experience
Work history, roles, and key accomplishments
Regional Manager – TW Business
Bajaj Auto Credit Ltd.
Oct 2023 - Present (2 years 11 months)
Lead the two-wheeler finance business for the entire state of Odisha, driving portfolio growth and sales targets. Manage a team of 3 Area Sales Managers with 18 Credit Sales Managers reporting indirectly.
Regional Head – Sales
ICICI Bank
Apr 2022 - Sep 2023 (1 year 5 months)
Managed asset business (Personal Loans, Credit Cards, Auto Loans) across two regions. Directed a team of 17 on-roll Asset Relationship Managers and oversaw operations spanning 31 branches.
Sales Manager – Personal Loans
Bandhan Bank
May 2021 - Apr 2022 (11 months)
Managed personal loan business across 6 branches with 6 on-roll employees reporting.
Sales Manager – Unsecured Loans
HDFC Bank
Jul 2016 - May 2021 (4 years 10 months)
Managed unsecured loans business across a network of 32 branches.
Sales Manager – Retail Assets
HDFC Bank
Jul 2011 - Jul 2016 (5 years)
Led a team of 21 Sales Executives spread across two major locations.
Senior Unit Sales Manager – Alternate Channel
Birla Sun Life Insurance Company Ltd.
Aug 2009 - Jul 2011 (1 year 11 months)
Managed insurance sales through the alternate distribution channel.
Education
Degrees, certifications, and relevant coursework
Institute of Management & Information Science
Post Graduate Program, Finance & Control
Activities and societies: Member of the Youth Red Cross wing at IMIS.
Completed a Post Graduate Program in Finance & Control from the Institute of Management & Information Science, Bhubaneswar in 2008.
City College, Cuttack
Bachelor of Science, Science
Completed a Bachelor of Science degree from City College, Cuttack, affiliated with Utkal University, in 2005.
Bahugram College, Cuttack
Higher Secondary, Science
Completed Higher Secondary education in Science from Bahugram College, Cuttack, under CHSE, Bhubaneswar.
Kamala Kanta Vidyapitha High School, Cuttack
Secondary Education, General
Completed Secondary Education from Kamala Kanta Vidyapitha High School, Cuttack, under BSE.
Tech stack
Software and tools used professionally
Availability
Location
IndiaAuthorized to work in
Salary expectations
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