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Poliana Da Costa PC
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Poliana Da Costa

@polianadacosta

Collections professional at Smith & Nephew managing Portuguese customer debt and negotiating payment plans.

Spain
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What I'm looking for

Busco colaboraciones freelance y proyectos remotos relacionados con Collections, Accounts Receivable y gestión de cobros B2B, especialmente con empresas que trabajen con los mercados de España y Portugal.

Cuento con más de 15 años de experiencia en gestión de cuentas por cobrar, seguimiento y recuperación de deuda vencida, negociacion.

At Smith & Nephew S.A.U., I manage collections for Portuguese customers and large accounts, including negotiating payment of outstanding debt with clients.

I plan and make client visits in Portugal, handle invoice collection issues, and monitor credit across the Portuguese customer portfolio. I also prepare monthly debt reporting, including ageing, visits, and DSO.

Previously, in NUTREXPA's Finance Department, I managed collections for large international customers and addressed commercial issues affecting invoice payments. I also handled invoicing and orders and supported Portuguese customers.

At BANCO BRADESCO SA, I worked as a financial products commercial manager, selling services and products and managing investment portfolios. My experience also includes sales operations and after-sales customer service at TELECOR (EL CORTE INGLES).

Experience

Work history, roles, and key accomplishments

NU

Finance Department

Nutrexpa

Feb 2010 - Feb 2010 (0 months)

Managed collections for large international clients, resolved commercial issues related to invoice payments, and maintained daily contact with Portuguese clients and sales representatives. Handled invoicing, orders, and administrative tasks using SAP and internal systems.

TI

Commercial Department

Telecor (El Corte Inglés)

Jul 2008 - Dec 2009 (1 year 5 months)

Managed sales operations via phone, handled post-sale management, customer service, and returns. Processed orders using SAP and resolved issues related to clients and suppliers in the mobile phone area.

Banco Bradesco SA logoBS

Commercial Manager of Financial Products

Banco Bradesco SA

Oct 2002 - Dec 2006 (4 years 2 months)

Managed financial product sales, marketed investment portfolios, and acquired new clients. Analyzed investment portfolio reports and presented product and service campaigns, gaining extensive commercial and personal development.

Education

Degrees, certifications, and relevant coursework

Universitat Oberta de Catalunya logoUC

Universitat Oberta de Catalunya

Grado en ADE, Business Administration and Management

2016 -

Currently pursuing a degree in Business Administration and Management (ADE).

WE

Wall Street English

Intermediate English Course, English

Currently studying English at an intermediate level.

Universitat de Barcelona logoUB

Universitat de Barcelona

Grado en ADE, Business Administration and Management

2014 - 2016

Completed a degree in Business Administration and Management (ADE).

SE

SEBRAE/RN

Como Administrar Mejor su Empresa, Business Administration

1999 - 1999

Completed a course on better business administration.

CN

CNEC

Técnico Contable, Accounting

1997 - 2000

Earned a technical qualification in accounting.

BP

BVP – Bradesco Vida e Previdência

Fondos y Planes de Pensiones, Finance

2006 - 2006

Completed training on investment funds and pension plans.

BP

BVP – Bradesco Vida e Previdência

Hablar en Público, Communication

2006 - 2006

Completed training on public speaking.

BP

BVP – Bradesco Vida e Previdência

Habilitación Agente de Seguros y Planes de Pensiones, Insurance

2002 - 2002

Qualified as an insurance and pension plans agent.

SN

Smith & Nephew

Advanced Excel Course, Excel

Completed an advanced Excel course.

SE

SEBRAE

Organización de Archivos y Evaluación de Documentos, Document Management

1999 - 1999

Completed training on file organization and document evaluation.

Tech stack

Software and tools used professionally

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