ZegoZE

Head of Underwriting - Gibraltar (Relocation Support Included)

Zego is a commercial motor insurance provider offering flexible and data-driven insurance solutions for self-employed drivers, riders, and vehicle fleets.

Zego

Employee count: 201-500

United Kingdom only

Location: Gibraltar. UK-based applicants welcome.

Are you an experienced Senior Underwriter looking for a completely new challenge and a change of lifestyle? We're looking for a UK-based Head of Underwriting to relocate and take on a high-impact role in Gibraltar, with full relocation support provided. For this Head of Underwriting position, we offer a tailored relocation package to make the move to Gibraltar as smooth as possible. This includes help with moving logistics, initial accommodation, guidance on settling in, and ongoing financial support to help you and your family integrate locally. (Find more details below)

About EICL

Created in 2019, EICL was the UK’s first ever insurtech to secure its own insurance licence. Authorised and regulated by the Gibraltar Financial Services Commission, we provide underwriting capacity to the group MGA, Zego, for commercial motor customers in the UK.

Trail blazers, industry disruptors, game changers. Whatever you call us, we’re setting a new standard for insurance, and helping businesses to reach their full potential along the way.

Purpose of the role

As EICL’s Head of Underwriting, you’ll lead the execution of our underwriting strategy and oversee the performance and development of our underwriting function. You’ll be a key member of the management team and play a central role in shaping the future of EICL’s insurance products and governance.

What you’ll be doing

  • Define and execute the underwriting strategy, risk appetite, governance, and referral processes
  • Manage underwriting performance in collaboration with the Head of Actuarial and Portfolio Management Lead
  • Lead product simplification efforts and ensure product value and clarity for customers
  • Oversee underwriting audits, referrals from the group MGA, and internal governance
  • Be an active member of committees including Pricing Underwriting, Claims, and Risk
  • Collaborate closely with reinsurers and other strategic partners

What you will need to be successful

  • 10+ years of UK personal lines motor underwriting experience
  • Proven ability to design customer-centric, clear, and fair insurance products
  • Strong analytical mindset and commercial acumen
  • Excellent communication and leadership skills
    A willingness to relocate and be part of a growing, innovative business in Gibraltar

About the relocation
We offer a comprehensive package to support your move from the UK to Gibraltar

  • Initial relocation allowance
  • Monthly living cost allowance (subject to usual deductions)
  • 3 months of fully serviced accommodation on arrival
  • Return flights to the UK over two years
  • A local relocation buddy and admin support
  • Guidance on housing, banking, utilities, and local services

How we work

We believe that teams work better when they have time to collaborate and space to get things done. We call it Zego Hybrid. We ask you to spend at least one day a week in our office in Gibraltar. We think it’s a good mix of collaborative face time and flexible home-working, setting us up to achieve the right balance between work and life.

Our approach to AI

We believe in the power of AI to meaningfully improve how we work - helping us move faster, think differently, and focus on what matters most. At Zego, we encourage people to stay curious and intentional about how AI is leveraged in their work and teams to drive practical impact every day. This is your chance to do the most meaningful work of your career - and we’ll provide you with the tools, support, and freedom to do it well.

Benefits

We reward our people well. Join us and you’ll get a market-competitive salary, private medical insurance, company share options, generous holiday allowance, and a whole lot of wellbeing benefits. We also offer an annual flexible hybrid working contribution, which you can use to support with your travel to the office or towards your own personal development. And that’s just for starters!

We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, national origin, gender, sexual orientation, age, marital status, or disability status.

About the job

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Job type

Full Time

Experience level

Executive

Location requirements

Hiring timezones

United Kingdom +/- 0 hours

About Zego

Learn more about Zego and their company culture.

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Zego was founded because many customers, from self-employed individuals to growing businesses, found traditional insurance to be a barrier. They faced complicated, expensive annual policies that didn't truly reflect how they used their vehicles or the dynamic nature of their work. Our customers needed insurance that could keep pace with their ambitions, offering flexibility and fairness. That's why Zego is on a mission to reinvent commercial motor insurance. We understand that for delivery riders, private hire drivers, and van fleet operators, time is money, and inflexible insurance can mean missed opportunities or unnecessary costs. Our customers want to focus on their work, confident that their insurance is working for them, not against them.

We provide solutions designed for the 21st-century enterprise, whether you're a sole trader or managing a large fleet. Our customers benefit from insurance that can be tailored to their specific usage, from pay-as-you-go options to short-term and annual policies, all easily managed through our app. This customer-centric approach means drivers and businesses only pay for the cover they actually need, helping them to save money and reduce administrative burdens. We leverage data and technology, like our Zego Sense app, to offer pricing based on driving behaviour, rewarding safer drivers with lower premiums. This not only makes insurance more affordable but also encourages safer roads for everyone. Ultimately, Zego empowers businesses and individuals by providing insurance they can control, saving them time and money, and allowing them to thrive in a rapidly evolving world.

Employee benefits

Learn about the employee benefits and perks provided at Zego.

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Paternity leave

Six weeks' leave at full pay for new fathers and same-sex partners.

Mental health support

Free coaching and therapy sessions for all employees throughout the year.

Maternity leave

Six months full pay for maternity leave for employees with one year's service.

Paid pregnancy loss leave

Two weeks paid leave for employees who experience a pregnancy loss (miscarriage or abortion), covering the employee, their partner, or a surrogate mother. Additional paid leave for subsequent medical care appointments is also included.

View Zego's employee benefits
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Zego hiring Head of Underwriting - Gibraltar (Relocation Support Included) • Remote (Work from Home) | Himalayas