United States onlyThe world of Life and Health reinsurance is undergoing a significant transformation, particularly in the areas of underwriting and risk assessment. At Swiss Re we embrace this evolution, driven by digitalization, artificial intelligence (AI) and rapid advancements in medicine.
Are you eager to be part of a dynamic global team shaping the future of risk assessment? Do you have the expertise and the vision to help us keep ahead of the curve and keep Swiss Re as #1 reinsurer in Underwriting and Claims for our client. If yes, do not hesitate to apply!
About the Role
Manage the medical underwriting function for North America L&H, including providing expert medical knowledge for life and health risk selection, claims management, and underwriter education. Assist the Americas Chief Medical Officer in providing support across the globe.
Your main responsibilities will be:
Risk Selection and Claims consultation (35%) - Provide medical underwriting expertise and support to the NA underwriters on case referrals. Provide medical consultation on critical illness claim referrals for Americas as well as participate in teleconference with client MOs over incongruence of opinions on validity of claim when rarely needed. Interpret ECG, exercise ECG, and advanced medical investigations. Maintain and expand expertise on mortality and morbidity issues, medical trends and collaborate to promote thought leadership branding
Education and Training(25%) - Identify training needs and organize and provide training activities for underwriting team members internally as well as to our clients. Participate in speaking opportunities at industry events, hosted Swiss Re client seminars, forums either virtually or in person (travel required) Publish articles/blogs when asked to promote education and thought leadership
Cross functional support (20%) - Provide support on mortality trends and risk factors via data and analytical research by engaging with internal actuarial, pricing, data science and solutions teams. Establish and maintain strong relationships with internal clients. Recommend changes to underwriting philosophy as needed. Drive UW development, innovation, and new solutions.
Research and development (20%)- Support the development of underwriting standards and guidelines on new topics and assist on EBRs for Life Guide updates. Deliver thought leadership and brand-relevant positioning as a Medical Subject Matter Expert in the Americas. Promote the Life Guide Manual, addressing client feedback. Provide actionable insights to help clients manage risk. Increase external visibility through social media, LinkedIn blogs, media responses, and interviews.
About the Team
Join a dynamic and respected team as a Medical Director, where you will be part of a global network of physicians and medical experts engaged in impactful work related to life insurance claims and underwriting. While the primary responsibility is to support operations in North America, this role offers significant opportunities for collaboration with international colleagues across a variety of cross-functional initiatives.
The team pools their extensive knowledge and experience to help our clients stay at the forefront of L&H underwriting and claims, upskill and support Swiss Re's employees and ultimately ensure affordable coverage and smooth claims backed by accurate risk evaluation and prompt reimbursement for customers. At its core - it's all about improving people's health and wellbeing.
About You
As Medical Director, you will contribute to and influence projects including evidence-based research, industry publications, global medical meetings, and thought leadership at key events. Your insights will help shape updates to our Life Guide, which is led by contributions from our global medical team.
This is an ideal role for a physician seeking to apply their clinical expertise in a non-clinical setting, with the chance to engage in intellectually stimulating work that has a broad, international impact.
Experience:
- A minimum of 4 years clinical medical practice post medical school required, and 5 years of life insurance medicine experience required/7+ years preferred.
- Must possess a current and comprehensive knowledge of medical literature and current trends.
- Excellent spoken and written English skills; other Canadian languages such as French is a plus.
- Demonstrate creative ability for research and developmental work as well as flexibility in application of medical knowledge to life underwriting.
- Experience with life mortality analysis and protective value studies preferred.
- Active involvement as an expert or leader in the life insurance industry or medical community because of publications, research, presentations, etc., preferred.
- Travel up to 20% - 2 trips per quarter for client event or industry/meetings/presentation
Education:
M.D. or D.O. degree from an accredited medical or osteopathic school. Eligible for Board certification for American Board of Insurance Medicine required (go to www.aaimedicine.org site to view criteria/qualifications) Board certified with American Board of Insurance Medicine preferred
Underwriting authority to be determined based on experience, in consultation with the chief medical officers of Americas and other regional MOs.
The estimated base salary range for this position is $160,000 to $252,000; however, the salary is negotiable based on candidate's experience. The specific salary offered for this, or any given role will take into account a number of factors including but not limited to job location, scope of role, qualifications, complexity/specialization/scarcity of talent, experience, education, and employer budget. At Swiss Re, we take a "total compensation approach" when making compensation decisions. This means that we consider all components of compensation in their totality (such as base pay, short-and long-term incentives, and benefits offered), in setting individual compensation.
About Swiss Re
Swiss Re is one of the world’s leading providers of reinsurance, insurance and other forms of insurance-based risk transfer, working to make the world more resilient. We anticipate and manage a wide variety of risks, from natural catastrophes and climate change to cybercrime. We cover both Property & Casualty and Life & Health. Combining experience with creative thinking and cutting-edge expertise, we create new opportunities and solutions for our clients. This is possible thanks to the collaboration of more than 14,000 employees across the world.
Our success depends on our ability to build an inclusive culture encouraging fresh perspectives and innovative thinking. We embrace a workplace where everyone has equal opportunities to thrive and develop professionally regardless of their age, gender, race, ethnicity, gender identity and/or expression, sexual orientation, physical or mental ability, skillset, thought or other characteristics. In our inclusive and flexible environment everyone can bring their authentic selves to work and their passion for sustainability.
If you are an experienced professional returning to the workforce after a career break, we encourage you to apply for open positions that match your skills and experience.
Swiss Re is an equal opportunity employer. It is our practice to recruit, hire and promote without regard to race, religion, color, national origin, sex, disability, age, pregnancy, sexual orientations, marital status, military status, or any other characteristic protected by law. Decisions on employment are solely based on an individual's qualifications for the position being filled.
During the recruitment process, reasonable accommodations for disabilities are available upon request. If contacted for an interview, please inform the Recruiter/HR Professional of the accommodation needed.
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Reference Code: 133698
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