M-KOPAM-

Backend Engineering Team Lead (.NET)

M-KOPA is a UK-headquartered fintech company that provides affordable smartphones, solar home systems, and digital financial services to underbanked customers in Africa using a pay-as-you-go model.

M-KOPA

Employee count: 1001-5000

United Kingdom only

We are looking for a Backend-focused Engineering Team Lead to join our team as we scale up and drive digital and financial inclusion across our markets.

"At M-KOPA, you'll lead a team building sophisticated event-driven microservices with real-world impact. You'll work as a servant leader, coach, and contributor in a team that emphasizes high-quality output using infrastructure as code, observability, monitoring, and automated testing across all environments, including production. Join us in combining technical leadership with purpose-driven engineering that makes digital and financial inclusion possible across Africa."

About Us

At M-KOPA, we're revolutionising financial inclusion and connectivity across Africa through innovative technology solutions. Our platform has unlocked $1.5 billion in credit, connected 1.7 million first-time internet users, and impacted over 23 million lives.

Technical Environment 💻

  • Modern C# Stack: We use predominantly C# written against the latest .NET stack

  • Microservices & Cloud: We favour microservices hosted on Azure using Kubernetes

  • Event-Driven Architecture: We are constantly iterating towards a completely decoupled, event-driven architecture

  • Mixed Environment: We have both legacy services and greenfield microservices

Our Engineering Approach 🚀

As a team lead, you will work as a servant leader, coach, and contributor, placing an emphasis on:

  • High quality output

  • Observability and monitoring

  • Automated testing in all environments, including production

  • Infrastructure as code and DevOps practices

Leadership Philosophy 👥

We're looking for a true servant leader who is:

  • Passionate about managing and promoting engineer career paths

  • Dedicated to conducting meaningful 1-2-1's that drive personal and professional growth

  • A champion for your team, advocating for their needs and successes

  • Experienced in conducting code reviews that elevate code quality and engineer development

  • Committed to creating a supportive environment where engineers can thrive and innovate

Our roles are fully remote, within the following time zone (UTC -1 / UTC+3). Our engineers work remotely from locations such as UK, Europe and Africa.

What You'll Bring 🧠

We expect you to mentor and lead a team of .NET backend engineers while fostering a collaborative and high-performing environment. You'll oversee the entire software stack, including supporting infrastructure, throughout the entire software lifecycle - from inception through production to decommissioning under a DevOps culture. You'll champion continuous delivery, testing, and observability as first-order concerns in development.

Our Mission 🌍

We create financial inclusion for the traditionally excluded through a fair, flexible, customer-centric financing model. We strive to drive greater inclusion of women, youth, and low-income communities.

Our Impact 💚

Our technology has created measurable change:

  • Connected 📱: 1.7 million first-time mobile internet users connected

  • Prosperous 💰: 62% of customers use M-KOPA smartphones for income generation, with 30,000+ livelihoods created for agents

  • Green 🌱: 2.1 million tonnes of CO2 avoided through clean energy products, with over 100,000 circular economy products provided

Join us in leading teams building C# .NET solutions that create real-world financial inclusion while advancing your career in engineering leadership! ✨

We are looking for good grasp of / and experience with C#.NET, Event Driven Systems, microservices, testing and deployment.

Why M-KOPA?

At M-KOPA, we empower our people to own their careers through diverse development programs, coaching partnerships, and on-the-job training. We support individual journeys with family-friendly policies, prioritize well-being, and embrace flexibility.

Join us in shaping the future of M-KOPA as we grow together. Explore more at m-kopa.com.

Recognized thrice by the Financial Times as one Africa's fastest growing companies (2022, 2023, 2024 and 2025) and by TIME100 Most influential companies in the world 2023 and 2024 , we've served over 5 million customers, unlocking $1.5 billion in cumulative credit for the unbanked across Africa.

Important Notice

M-KOPA is an equal opportunity and affirmative action employer committed to assembling a diverse, broadly trained staff. Women, minorities, and people with disabilities are strongly encouraged to apply.

M-KOPA explicitly prohibits the use of Forced or Child Labour and respects the rights of its employees to agree to terms and conditions of employment voluntarily, without coercion, and freely terminate their employment on appropriate notice. M-KOPA shall ensure that its Employees are of legal working age and shall comply with local laws for youth employment or student work, such as internships or apprenticeships.

M-KOPA does not collect/charge any money as a pre-employment or post-employment requirement. This means that we never ask for ‘recruitment fees’, ‘processing fees’, ‘interview fees’, or any other kind of money in exchange for offer letters or interviews at any time during the hiring process.

About the job

Apply before

Posted on

Job type

Full Time

Experience level

Senior
Manager

Location requirements

Hiring timezones

United Kingdom +/- 0 hours

About M-KOPA

Learn more about M-KOPA and their company culture.

View company profile

At M-KOPA, we are revolutionizing financial inclusion and connectivity across Africa through groundbreaking technology. Our innovative financing model combines the power of digital micropayments with IoT (Internet-of-Things) connectivity, making essential products and services accessible to millions of underbanked customers. Since our commercial launch in 2012, we have been at the forefront of providing affordable solar home systems, smartphones, and digital financial services. This approach empowers individuals who earn their income on a daily basis, allowing them to acquire life-enhancing assets through flexible, daily repayment plans that match their cash flow. We have built one of the largest proprietary tech and data stacks in Africa, processing over a million payments daily. This robust infrastructure, combined with one of the largest direct sales forces on the continent, enables us to reach customers who have been traditionally overlooked by formal financial institutions.

Our commitment to technological advancement is evident in our continuous efforts to scale up every technology team, from backend engineering to Android solutions. We leverage cutting-edge technologies like C#, .NET framework, Azure-hosted microservices managed with Kubernetes, and AI-driven analytics to build a credit record for each customer. This not only facilitates access to a wider range of products like digital loans and health insurance but also fosters long-term financial relationships. M-KOPA's impact extends beyond individual empowerment; we are contributing to broader economic development by creating jobs, fostering digital inclusion, and even establishing local smartphone assembly facilities. Through our pioneering pay-as-you-go model and relentless focus on innovation, M-KOPA is not just providing products; we are unlocking opportunities and paving the way for financial progress for millions across Africa.

Employee benefits

Learn about the employee benefits and perks provided at M-KOPA.

View benefits

New Employee Referral Scheme

New Employee Referral Scheme.

Bereavement Counselling

Best Doctors & Bereavement Counselling.

Maternity leave

Women employees can access training opportunities and other benefits such as healthcare, pension, and maternity leave.

Pension

Enrolled into NEST scheme after 3 months of employment - 5% employee (inc NI reduction) and 3% Employee (UK employees). They can opt out.

View M-KOPA's employee benefits
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M-KOPA

Company size

1001-5000 employees

Founded in

2010

Chief executive officer

Jesse Moore, Nick Hughes

Employees live in

View company profile

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