Ally FinancialAF

Principal, Model Validation - GAI & Emergent Methods (US-REMOTE)

Ally Financial is a leading digital financial services company in the U.S., offering a range of services including online banking, auto financing, and investment products. Originally founded as GMAC in 1919, it has transformed into a customer-centric, all-digital bank.

Ally Financial

Employee count: 5000+

Salary: 110k-180k USD

United States only

General information

Career area Risk Work Location(s) AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY Remote? Yes Ref # 20163 Posted Date 06-30-25 Anticipated Application Closing Date 07-11-25 Working time Full time

Ally and Your Career

Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too?
Work Schedule: Ally designates roles as (1) fully on-site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. Your hiring manager will discuss this role's specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on leader discretion and/or business need.

The Opportunity

This role can be fully remote in the US.

The principal is responsible for executing best-practice Artificial Intelligence (AI) model validations to ensure that state-of-the-art GAI & emergent method models across the organization are trustworthy, unbiased, conceptually sound, comply with legal and regulatory standards, and continuously solve business objectives. The principal is likewise expected to stay abreast with the latest industry research related to GAI. The principal is also responsible for coaching and mentoring junior analysts to promote cross learning.

The Work Itself

  • Comprehensively verify and validate various dimensions of AI models (both discriminative and generative) across Ally to identify technical and process gaps, reducing risk by identifying errors and prescribing corrective action.
  • Develop AI and Machine Learning benchmarks as needed.
  • Occasionally, provide engineering support (i.e., data, machine learning) to the model validation teams as needed.
  • Document and present findings to the model validation leadership and stakeholders.
  • Provide input to model risk management framework for Ally, including annual validation plans, model inventory, and model risk ranking.
  • Develop and maintain effective partnerships with participants/stakeholders within Ally's model risk management community.
  • Foster and cultivate GAI and data science best practices across the organization.

The Skills You Bring

  • 5+ years data science, advanced analytics, or model validation-specific experience.
  • 5+ years in financial services or financial technology preferred.
  • Advanced degree in finance, economics, statistics, data science, or related field recommended. However, equivalent experience is equally considered.
Technical Competencies:
  • Familiarity with market, credit, and operational risk measurement methodologies.
  • Experience with AI (e.g., GAI, NLP, ML).
  • Experience with data science applied to financial services.
  • Experience with machine learning applied to financial applications.
  • Ability to assess model concept and design, theoretical foundations, technical assumptions, data, and process controls, model implementation and execution, and outcome analysis.
  • Demonstrated analytical approach to complex processes.
Personal Competencies:
  • Adept at working in a multi-faceted organization.
  • Strong technical writing and verbal communication skills.
  • Strong learning agility and rapid comprehension.
  • Continuous multidisciplinary learner.

How We'll Have Your Back

Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. Our Total Rewards program includes industry-leading compensation and benefits plus additional incentives that are designed to meet your needs and those of your family so you can get the most out of your career and your life, including:

  • Time Away: Program starts at 20 paid time off days in addition to 11 paid holidays and 8 hours of volunteer time off yearly (time off days are prorated based on start date and program varies based on full or part-time status and management level).
  • Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access.
  • Supporting your Health & Well-being: flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short- and long-term disability, pre-tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.
  • Building a Family: adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back-up child and adult/elder care days and childcare discounts.
  • Work-Life Integration: other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.
  • Other compensations: depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and/or equity.
  • To view more detailed information about Ally’s Total Rewards, please visit this link: https://www.ally.com/content/dam/pdf/corporate/ally-total-rewards-snapshot.pdf

Who We Are:

Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com.

Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.

We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at [email protected]. Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.

Base Pay Range: $110000 - $180000 USDAn individual's position in the range is determined by the specific role, the scope and responsibilities of the role, work experience, education, certification(s), training, and additional qualifications. We review internal pay, the competitive market, and business environment prior to extending an offer. Incentive Compensation: This position is eligible to participate in our annual incentive plan.

About the job

Apply before

Posted on

Job type

Full Time

Experience level

Senior
Manager

Salary

Salary: 110k-180k USD

Location requirements

Hiring timezones

United States +/- 0 hours

About Ally Financial

Learn more about Ally Financial and their company culture.

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What began in 1919 as the General Motors Acceptance Corporation (GMAC), a provider of financing to automotive customers, has evolved into a digital financial services powerhouse. For decades, GMAC was deeply intertwined with the American auto industry, facilitating vehicle ownership for millions. The journey included expanding into vehicle insurance in 1939 and the mortgage market in 1985. A pivotal moment arrived in 2006 when General Motors sold a majority stake, setting the stage for a new, independent identity. The 2008 financial crisis proved to be a crucible, with the company receiving a significant investment from the U.S. Treasury. This period of challenge was also a period of reinvention. In 2009, GMAC Bank was rebranded as Ally Bank, signaling a strategic shift towards a direct, customer-centric digital banking model. A year later, the entire organization embraced this new identity, rebranding as Ally Financial.

This transformation was more than just a name change; it was a fundamental pivot towards becoming a relentless ally for its customers' financial well-being. Shedding its legacy, Ally emerged as a publicly traded company in 2014, fully repaying the Treasury's investment and solidifying its position as a major, independent player in the financial landscape. The company's growth has been marked by strategic acquisitions, such as TradeKing (rebranded as Ally Invest) to enter the stockbrokerage space, and a focus on expanding its digital offerings. From its headquarters in Detroit, Michigan, Ally has championed a 'Do It Right' philosophy, eliminating common banking fees and focusing on a transparent, 24/7 customer service experience. Today, Ally stands as a leading all-digital bank and one of the largest auto finance companies in the U.S., serving millions of customers across a wide spectrum of financial needs, from banking and investing to auto loans and corporate finance, continually innovating to be the ally people deserve in their financial lives.

Employee benefits

Learn about the employee benefits and perks provided at Ally Financial.

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Paid Holidays

11 paid holidays per year.

Paid Time Off

20 flexible paid time off days annually.

Volunteer Time Off

8 hours of paid volunteer time off yearly.

Life Insurance

Company-provided life insurance at 2x salary.

View Ally Financial's employee benefits
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Ally Financial

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Ally Financial hiring Principal, Model Validation - GAI & Emergent Methods (US-REMOTE) • Remote (Work from Home) | Himalayas