Vinuta Poojary
@vinutapoojary
Banking professional specializing in loan processing, compliance, and customer relationship management.
What I'm looking for
I’m a banking professional with experience handling daily branch operations and end-to-end loan post-disbursement activities. I’ve supported administration, processed disbursements and post-disbursement work, and monitored borrower transactions, payments, and collection portfolio to reduce slippage into NPA.
I also focus on compliance and documentation—ensuring KYC norms, post-disbursement conditions, and producing RBI, monthly/quarterly/yearly statements and reports. I’m proud to have been promoted from Relationship Assistant I to Relationship Assistant-II in 2018, and I bring recognized quality from my time as well.
Experience
Work history, roles, and key accomplishments
Relationship Assistant II
Bharat Co-operative Bank Ltd
Jan 2015 - Jan 2022 (7 years)
Managed branch administration and daily operations, including statement preparation and RBI-related reporting. Processed loan disbursements and post-disbursement verifications, ensured KYC/compliance, handled CERSAI/ROC charge workflows, and supported collections by identifying overdue accounts to reduce slippage into NPA.
Payoff Officer
Ocwen Financial Solutions Private Limited
Jan 2013 - Jan 2014 (1 year)
Supported US-based customers with loan payoff details, including verification of payoff reports and documentation accuracy. Oversaw subordinate performance quality to maintain processing standards.
Customer Care Executive
ICICI Bank
Jan 2012 - Jan 2013 (1 year)
Resolved customer queries and complaints as a customer care executive, ensuring timely, accurate follow-up. Supported telemarketing and outreach for banking retail products and lead generation.
Customer Care Executive
HDFC Bank
Jan 2011 - Jan 2012 (1 year)
Generated leads for loan processing requests from potential customers via online channels. Supported customer care activities by handling inquiries, capturing details, and preparing documentation for loan processing.
Education
Degrees, certifications, and relevant coursework
Royal College of Arts, Science and Commerce
Bachelor in Banking & Insurance, Banking & Insurance
Grade: 81.66%
Bachelor in Banking & Insurance at Royal College of Arts, Science and Commerce (Mumbai University). Scored 81.66% and completed in 2011.
Royal College of Arts, Science and Commerce
Higher Secondary Certificate, Higher Secondary
Grade: 76.33%
Higher Secondary certificate at Royal College of Arts, Science and Commerce (Mumbai University). Scored 76.33% and completed in 2008.
St.Mary's High School
Secondary School Certificate, Secondary School
Grade: 69.88%
Secondary School Certificate at St. Mary’s High School (Maharashtra State Board). Scored 69.88% and completed in 2006.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Job categories
Skills
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