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Vinuta Poojary

@vinutapoojary

Banking professional specializing in loan processing, compliance, and customer relationship management.

India
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What I'm looking for

I’m looking for a banking role where I can own loan processing and post-disbursement operations, strengthen customer relationships, and ensure strict KYC/RBI compliance—while contributing to smooth daily branch functioning and measurable portfolio improvement.

I’m a banking professional with experience handling daily branch operations and end-to-end loan post-disbursement activities. I’ve supported administration, processed disbursements and post-disbursement work, and monitored borrower transactions, payments, and collection portfolio to reduce slippage into NPA.

I also focus on compliance and documentation—ensuring KYC norms, post-disbursement conditions, and producing RBI, monthly/quarterly/yearly statements and reports. I’m proud to have been promoted from Relationship Assistant I to Relationship Assistant-II in 2018, and I bring recognized quality from my time as well.

Experience

Work history, roles, and key accomplishments

BL

Relationship Assistant II

Bharat Co-operative Bank Ltd

Jan 2015 - Jan 2022 (7 years)

Managed branch administration and daily operations, including statement preparation and RBI-related reporting. Processed loan disbursements and post-disbursement verifications, ensured KYC/compliance, handled CERSAI/ROC charge workflows, and supported collections by identifying overdue accounts to reduce slippage into NPA.

Education

Degrees, certifications, and relevant coursework

RC

Royal College of Arts, Science and Commerce

Bachelor in Banking & Insurance, Banking & Insurance

Grade: 81.66%

Bachelor in Banking & Insurance at Royal College of Arts, Science and Commerce (Mumbai University). Scored 81.66% and completed in 2011.

RC

Royal College of Arts, Science and Commerce

Higher Secondary Certificate, Higher Secondary

Grade: 76.33%

Higher Secondary certificate at Royal College of Arts, Science and Commerce (Mumbai University). Scored 76.33% and completed in 2008.

SS

St.Mary's High School

Secondary School Certificate, Secondary School

Grade: 69.88%

Secondary School Certificate at St. Mary’s High School (Maharashtra State Board). Scored 69.88% and completed in 2006.

Tech stack

Software and tools used professionally

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