Swati Poojary
@swatipoojary
I manage credit administration, loan underwriting, compliance, and customer relationships across banking operations.
IndiaWhat I'm looking for
I've spent over 10 years at Bharat Co-operative Bank Mumbai Ltd, progressing from Management Trainee and Relationship Assistant to Credit Admin Associate. I process loan appraisals, complete end-to-end underwriting for retail and commercial loans, manage documentation, and ensure alignment with RBI norms and bank policies.
I monitor cash credit and NPA accounts, review PMAY applications through CLAP, prepare audit and statistical reports, and coordinate escalations with Head Office. I also lead customer service activities, streamline payment processes, and ensure timely loan closures and title-deed releases.
Experience
Work history, roles, and key accomplishments
Credit Admin Associate
Bharat Co Operative Bank Mumbai Ltd
May 2016 - May 2025 (9 years)
Processed loan appraisals, verified documentation, and performed data feeding to assess borrower eligibility in assistance with updated credit policy ensuring with RBI norms. Directed branch operations, authenticated daily Finacle transactions, and prepared Credit Appraisal periodic statements aligned with audit requirements.
Management Trainee - Relationship Assistant
Bharat Co-operative Bank Mumbai Ltd
Apr 2012 - Apr 2016 (4 years)
Made follow-up calls with customers to close pending jobs, resolving queries and delivered remarkable service through account management and problem resolution. Opened and maintained Savings, Current, and Term Deposit accounts while accurately processing all cash receipts and payments.
Education
Degrees, certifications, and relevant coursework
Welingkars Institute of Management
Diploma in Finance Management, Finance Management
Pursued a Diploma in Finance Management at Welingkars Institute of Management, graduating in August 2012.
K V Pendharkar College Of Arts Science and Commerce - University of Mumbai
Bachelor of Commerce, Commerce
Completed a Bachelor of Commerce (BCom) degree from K V Pendharkar College in March 2011.
South Indian Association School & Junior College
Higher Secondary School Certificate, General Studies
Completed Higher Secondary School education at South Indian Association School & Junior College in February 2008.
South Indian Association School & Junior College
Secondary School Certificate, General Studies
Completed Secondary School education at South Indian Association School & Junior College in March 2006.
Tech stack
Software and tools used professionally
Availability
Location
IndiaAuthorized to work in
Job categories
Skills
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