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Aashiq Kumar

@aashiqkumar

Banking and collections professional specializing in loan processing, KYC, and compliance.

India
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What I'm looking for

I’m looking to grow in loan processing and collections within a compliance-first, target-driven bank—where I can manage documentation, KYC, EMI follow-ups, CRM updates, and customer relationships end to end.

I’m a results-driven banking and customer operations professional focused on loan processing, collections, and customer support. I handle personal, car, and home loan workflows while keeping documentation accuracy and service quality consistent.

In my recent role as a Banking Associate at Axis Bank (Noida), I support loan sanction and processing end-to-end—from application to sanction stage. I verify customer documents, KYC details, income proofs, and banking records, and I coordinate with internal teams to move approvals forward.

Previously, as a Customer Associate – Collections (Union Bank Process), I managed overdue and delinquent accounts through inbound and outbound calls. I followed up on EMI payments, coordinated recovery and dispute resolution, and updated collection statuses in CRM systems while maintaining banking compliance and customer service standards.

I bring strong communication, problem-solving, and coordination abilities to target-driven environments. I’m comfortable working with MS Office tools and CRM/banking operations systems to ensure compliant execution, accurate record-keeping, and responsive customer query resolution.

Experience

Work history, roles, and key accomplishments

Tech Mahindra logoTM

Customer Associate – Collections

Jul 2024 - Aug 2025 (1 year 1 month)

Supports the Union Bank collections process for overdue and delinquent accounts by conducting payment follow-ups and managing EMI reminders. Updates collection status in CRM, assists with repayment plans/settlements, and coordinates with internal teams for dispute resolution while maintaining compliance.

Education

Degrees, certifications, and relevant coursework

Punjab Technical University logoPU

Punjab Technical University

Master of Business Administration, Finance & Marketing

Completed an MBA in Finance & Marketing from Punjab Technical University in 2019.

KU

Kashmir University

Bachelor of Business Administration, Business Administration

Completed a Bachelor of Business Administration (BBA) from Kashmir University in 2017.

Tech stack

Software and tools used professionally

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