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Urooj Kaul

@uroojkaul

Senior Product Manager at Dealertrack who cut funding turnaround to under 30 minutes with digital contracting enhancements.

United States
Message

At Dealertrack (Cox Automotive), I led the product vision and roadmap for digital lending and contracting experiences across native iOS and Android apps and responsive web. These products served 400+ lenders and 20,000 dealerships.

I launched digital contracting enhancements that reduced funding turnaround from 6–8 hours to under 30 minutes while increasing approval rates by 94%. I also directed document-vault automation that generated approximately $4.3M in annual cost savings.

As Product Owner at Dealertrack, I led 20+ major third-party integrations for onboarding, workflow automation, scalability, and lender connectivity. Stronger backlog refinement and acceptance criteria improved sprint velocity by 95%, while product grooming and quality initiatives reduced the defect backlog by more than 90%.

I began at Dealertrack as an Associate Product Owner and Business Analyst, defining requirements and supporting product rollouts for enterprise lending solutions. I bring customer feedback, product analytics, and operational data into roadmap decisions, and work across teams to turn customer needs into scalable product capabilities.

Experience

Work history, roles, and key accomplishments

DA

Senior Product Manager

Dealertrack (Cox Automotive)

Jan 2020 - Jan 2025 (5 years)

Led product vision and strategic roadmap for customer-facing digital lending and contracting experiences serving 400+ lenders and 20,000 dealerships. Launched digital contracting enhancements that reduced funding turnaround from 6-8 hours to under 30 minutes and increased approval rates by 94%.

DA

Product Owner

Dealertrack (Cox Automotive)

Jan 2016 - Jan 2020 (4 years)

Owned product vision, roadmap execution, and backlog prioritization for mission-critical digital lending solutions supporting 50+ lenders and 8,000 dealerships. Improved sprint velocity by 95% and reduced defect backlog by over 90%.

Education

Degrees, certifications, and relevant coursework

PM

Pragmatic Marketing

Pragmatic Marketing Certified, Marketing

Certification in Pragmatic Marketing.

SA

Scrum Alliance

Certified Scrum Product Owner (CSPO), Agile

Certified Scrum Product Owner (CSPO) certification.

SI

Scaled Agile, Inc.

SAFe Agile Certified, Agile

SAFe Agile certification.

Tech stack

Software and tools used professionally

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