A remote product or program role where I own outcomes end to end, work closely with Engineering and business teams, and can use my finance background on products that touch money: payments, reconciliation, loyalty, or finance operations. I value clear ownership, async-friendly teams, and working hours that overlap with Asia or Europe.

Stephanie Arifin
@stephaniearifin
Product-focused Program Manager (ex-Traveloka, PwC) with an accounting core. Cross-functional delivery, partner integrations, finance-grade rigor.
What I'm looking for
I'm a product-focused Program Manager with 10+ years of experience across Traveloka (travel tech) and PwC (audit). Most recently, I drove Traveloka's customer-facing rewards and loyalty programs from roadmap to launch, aligning Product, IT, Finance, and Compliance squads around business outcomes.
Highlights:
Co-led, from a finance standpoint, an API-to-API integration with a bank partner that contributed to $1.5M+ in B2B transaction volume and a 16% YoY revenue increase, cutting voucher delivery from 2–3 weekdays to instant or same-day.
Contributed to a multi-year Point Redemption Refund program that recovered $360K+ a year in point value customers were losing, owning its financial-reporting and reconciliation piece.
Ran a multi-year reporting roadmap that cut month-end closing data availability from 3 days to same-day.
Built AI-powered (Claude) review automations that save about 30 minutes of manual work a day.
How I work: requirements framed as user stories, acceptance criteria covering positive and negative cases, sprint planning and backlog grooming in Jira and Confluence, and ROI-based prioritization. My accounting background (Universitas Airlangga, PwC Assurance) brings rigor to trade-offs, risk, and anything that touches money.
Open to Senior Product Manager, Product Owner, Program Manager, and Implementation/Project Manager roles, especially in fintech, finance-operations, and SaaS. Based in Indonesia (UTC+7) and comfortable working 13:00–21:00 local time, which overlaps with the European working day. English (professional) and Indonesian (native).
Experience
Work history, roles, and key accomplishments
Program Manager
Traveloka
Jan 2024 - Sep 2026 (2 years 8 months)
Owned delivery of Traveloka's rewards and loyalty programs across Product, IT, Finance and Compliance. Co-led, from the finance side, a bank-partner API integration: voucher delivery cut from 2–3 weekdays to instant/same-day; $1.5M+ B2B volume, 16% YoY revenue. Month-end closing data cut from 3 days to same-day. Shaped data/system design with engineers. Built AI automation saving ~30 min/day.
Senior Financial Analyst
Traveloka
Jun 2019 - Jan 2024 (4 years 7 months)
Wrote BRDs and user stories for reporting and finance-system changes. Led the 2023 revamp of loyalty point financial reporting, saving 2–3 person-days monthly. Launched Expedite Refund via Points (2020–21), paying out nearly $2M/yr by 2026. Owned financial reporting for Point Redemption Refund ($360K+/yr in point value recovered for customers).
Led project planning and team management for client audit engagements: managed deliverables and timelines, reviewed financial statements and risk indicators, supervised and mentored associates, and maintained client relationships. Promoted from Assurance Associate in Jul 2018.
Education
Degrees, certifications, and relevant coursework
Universitas Airlangga
Bachelor's Degree, Accounting
2012 - 2016
Bachelor's Degree in Accounting from Universitas Airlangga, completed in 2016.
Ikatan Akuntan Indonesia (IAI) Surabaya
Tax Course (Brevet A & B), Tax
Completed Tax Course (Brevet A & B) from Ikatan Akuntan Indonesia (IAI) Surabaya.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Salary expectations
Social media
Job categories
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