Smita Sahoo
@smitasahoo1
I build digital lending products through product ownership, automation, and AI-driven quality.
What I'm looking for
At FICO, I own end-to-end digital lending releases for Bank of Bangkok across Lead Referral, DSA, Co-Lending, and Own Portfolio Lending. I translate business objectives into prioritized backlogs, user stories, acceptance criteria, sprint outcomes, and release-ready product delivery.
I bring product ownership together with hands-on quality engineering across LOS, LMS, credit decisioning, KYC/e-KYC, Account Aggregator, banking APIs, UPI, NACH, settlement, reconciliation, and escrow. I automated 200+ UI and DM scenarios, increased automation coverage from 40% to 80%, reduced execution time by 35%, and achieved 99% API response accuracy.
I enjoy turning customer and banking workflow pain points into measurable product improvements, using discovery, stakeholder interviews, journey analysis, Figma/Miro workflows, analytics, and AI-assisted testing. I’ve also mentored eight QA engineers and earned FICO SPOT Awards in 2023, 2024, and 2025 for delivery, automation leadership, and AI testing innovation.
Experience
Work history, roles, and key accomplishments
Owned end-to-end product delivery for digital lending releases, driving backlog prioritization, requirements, and release readiness. Scaled automation and AI-assisted quality engineering, reducing test execution time by 35% and increasing automation coverage from 40% to 80%.
Education
Degrees, certifications, and relevant coursework
SOA University (ITER)
Bachelor of Technology, Applied Electronics and Instrumentation Engineering
Bachelor of Technology in Applied Electronics and Instrumentation Engineering from SOA University (ITER), Bhubaneswar, Odisha, graduated in 2014.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Job categories
Skills
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