kartik jain

I’m a Product Manager specializing in digital lending, AI-powered products, and API-led platform development. With an MBA in Digital Transformation and a computer science foundation, I focus on turning ambiguous business problems into clearly scoped roadmaps, PRDs, and measurable outcomes.

At IIFL Finance, I owned the end-to-end roadmap for the Loan Against Securities (LAS) digital lending platform—moving it from zero to launch as a fully digital, DIY customer journey. I increased end-to-end digital application completions while cutting application time by 60% versus the traditional process.

I also drove platform migrations and AI-led automation: I migrated the internal Loan Origination System (LOS) journey in B/L and S/B for credit and operations onto the IDOL platform, compressing credit-decision-to-disbursal turnaround by 45%. I delivered an AI-powered document verification assistant within the LOS, reducing document verification TAT by 80% while maintaining a <2% error rate, and built workflows that replaced manual email approvals with in-system, auditable approval logs.

I’m delivery-obsessed and analytics-driven, running 30+ sprint cycles with strong acceptance criteria, UAT management, and KPI tracking to improve release predictability by 50% and achieve a >98% test-case pass rate with near-zero critical post-launch defects. I thrive in cross-functional collaboration and I’m motivated by measurable impact—recognized through IIFL Finance awards for end-to-end product ownership and digital transformation.