Sonakshi Raj
@sonakshiraj
Impact-driven Product Owner specializing in digital lending, conversion optimization, and automated underwriting.
IndiaWhat I'm looking for
I am an impact-driven Product Owner with 6+ years building and scaling digital lending products across onboarding, underwriting, and disbursement. I have a strong track record of improving conversion, reducing processing time, and delivering customer-centric solutions using Agile methodologies.
I own end-to-end product delivery from ideation to release, having led BRE development, Loan Management System (0→1) launches, API integrations, and fraud prevention initiatives. I collaborate closely with engineering, design, risk, and operations to translate business goals into high-impact product features and measurable outcomes.
Experience
Work history, roles, and key accomplishments
Product Owner
KGIL Fintech Solutions Pvt Ltd
Mar 2025 - Present (1 year)
Improved loan conversion by 20–25% through onboarding optimizations and reduced friction; owned backlog and delivered onboarding, underwriting, and disbursement features while coordinating SIT/UAT and API integrations for scalable fintech releases.
Product Owner
Shuhari Tech Venture Pvt Ltd
Jan 2022 - Jan 2025 (3 years)
Reduced loan processing time and automated underwriting by converting credit policies into BRE rules; optimized onboarding to improve funnel performance and implemented fraud detection and KYC improvements.
Business Analyst
Peerless Financial Services Limited
Oct 2018 - Jan 2021 (2 years 3 months)
Delivered a 0→1 Loan Management System by defining user journeys, workflows, and functional requirements; collaborated with vendors for development and used funnel metrics to inform product decisions.
Education
Degrees, certifications, and relevant coursework
Bombay Stock Exchange Institute
Global Financial Markets Professional, Financial Markets
2016 - 2018
Completed the Global Financial Markets Professional program at Bombay Stock Exchange Institute between 2016 and 2018.
University of Calcutta
Bachelor's Degree, Accounting & Finance
2015 - 2018
Completed a Bachelor's degree in Accounting and Finance at the University of Calcutta from 2015 to 2018.
Availability
Location
IndiaAuthorized to work in
Job categories
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