Open to opportunities

Shubhankar Gautam

@shubhankargautam1

Message

I build AI-first fintech products, from RAG finance advisors to onboarding and remittance platforms.

India

Message

What I'm looking for

I'm seeking Director or Lead Product roles in AI-first technology companies, where I can build and scale high-impact AI and fintech products.

I've led 0→1 fintech and AI products at BillDesk, PI SuperMoney, Paytm Payments Bank, and Gartner. At BillDesk, I defined the vision for a self-serve merchant onboarding platform supporting about 5K applications per month and delivered a ~40% conversion lift through KYC integrations.

At PI SuperMoney, I shaped the product vision, GTM strategy, and product-market-fit hypothesis for a RAG-powered LLM personal finance advisor across mobile, web, WhatsApp, and Slack. I designed agentic advisory workflows and AI-led onboarding that delivered 6× chat-to-signup and 2× launch-to-signup.

Previously at Paytm Payments Bank, I built international remittances 0→1, driving 3× GMV and 2× month-over-month transactions, while reducing funnel drop-off by 20%. I combine user research, experimentation, analytics, and cross-functional execution to build products people adopt.

Experience

Work history, roles, and key accomplishments

Current

Product Lead — Merchant Onboarding & Digital Journeys

Current

BillDesk

Feb 2025 - Present (1 year 6 months)

Defined product vision for self-serve Digital Onboarding Platform with 200+ workflow templates, 25+ API integrations, and 10 micro-services enabling ~5K merchant applications/month. Led stakeholder management across engineering, legal, compliance & ops to drive KYC drop-off reduction at scale.

Product Management Digital Onboarding API Integration Microservices Stakeholder Management Agile PRD文档撰写 KYC DigiLocker PennyDrop

Education

Degrees, certifications, and relevant coursework

Indian Institute of Management Ahmedabad

Master of Business Administration, Business Administration

2017 - 2019

Grade: 3.25/4.33

Activities and societies: Placement Manager; P&G Emerging Leader (1 of 11, IIM-A); ReNew Power ReLead Winner — ₹50K; EXL: Consultant hire; Dr. Reddy's LOR for Mktg

MBA from IIM Ahmedabad with a GPA of 3.25/4.33. Served as Placement Manager and received the P&G Emerging Leader recognition.