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Rachael Emmanuel

@rachaelemmanuel

Customer-focused banking professional specializing in digital banking, AML compliance, and client relationship management.

Nigeria
Message

What I'm looking for

I seek a client-focused banking role where I can advance digital banking, compliance, and onboarding; I value teamwork, process improvement, and opportunities for professional growth.

I am a dedicated banking professional with over five years' experience at Access Bank, serving as a Customer Care Officer and Universal Teller where I manage customer onboarding, dispute resolution, digital banking services, cash transactions, and promote banking products to individuals and organisations. I consistently ensure compliance with banking regulations and AML policies while facilitating digital loan processing and BVN enrolment.

I hold a B.Sc. in Biology and am currently pursuing an M.Sc. in Fishery and Hydrobiology; I completed NYSC and SIWES industrial training, demonstrating commitment to continuous learning. I bring strengths in cybersecurity for banks, effective decision-making, stress management, and customer relationship management, and I seek to apply these to improve operational efficiency and client satisfaction.

Experience

Work history, roles, and key accomplishments

Access Bank Plc logoAP
Current

Customer Care Officer / Universal Teller

Access Bank Plc

Jan 2019 - Present (6 years 8 months)

Manage customer onboarding, account opening, mobile/USSD banking, dispute resolution and cash transactions at Access Bank's Yamaltu Deba branch since 2019, ensuring compliance with AML policies and facilitating ATM issuance, BVN enrolment and account migrations.

Education

Degrees, certifications, and relevant coursework

Gombe State University logoGU

Gombe State University

Master of Science, Fishery and Hydrobiology

Pursuing M.Sc in Fishery and Hydrobiology at Gombe State University (in-view).

Federal University Kashere logoFK

Federal University Kashere

Bachelor of Science, Biology

2013 - 2016

Grade: Second Class Lower

Activities and societies: Industrial Training (SIWES) at Veterinary Office Yamaltu Deba, 2015.

Bachelor of Science in Biology (Second Class Lower) from Federal University Kashere, 2013–2016.

GB

Government Sec. School Bajoga

Senior Secondary School Certificate, Secondary Education

2008 - 2013

Senior Secondary School Certificate obtained from Government Sec. School Bajoga, completed 2013.

CF

Central Primary School Bajoga, Funa-Kaye

Primary School Leaving Certificate, Primary Education

2002 - 2007

Primary School Leaving Certificate from Central Primary School Bajoga (Funa-Kaye), completed 2007.

Tech stack

Software and tools used professionally

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Rachael Emmanuel - Customer Care Officer / Universal Teller - Access Bank Plc | Himalayas