Open to opportunities

Nithin Moozhikkal

@nithinmoozhikkal

I manage banking operations, operational risk, AML compliance, fraud controls, and large retail credit and payment portfolios.

India

Message

What I'm looking for

I'm seeking leadership opportunities in operational risk, financial crime compliance, or banking operations, where I can strengthen controls, manage incidents, support AML and fraud prevention, and improve payment and branch operations.

At Bank of Baroda, I've managed operational risk, AML compliance, fraud prevention, banking operations, retail credit, forex, and payment operations across branch and regional roles.

As Regional Merchant Manager and Regional IT & ATM Coordinator, I managed IPG, POS, QR, and digital payment solutions across 60+ branches, oversaw 2,000+ merchant relationships, and coordinated ATM uptime, incident resolution, and vendor management.

I've managed retail credit portfolios exceeding ₹200 crore and forex business exceeding ₹200 crore, with hands-on responsibility for credit appraisal, risk assessment, documentation verification, FEMA/RBI compliance, and portfolio monitoring.

I'm JAIIB and CAIIB certified and an advanced Finacle Core Banking System user. I support EDD, AML monitoring, forensic transaction analysis, root-cause analysis, audit compliance, and preventive risk controls.

Experience

Work history, roles, and key accomplishments

Banking Professional

Bank of Baroda

Over 12 years of experience in banking, handling various roles including marketing sales, operations, credit, digital banking, customer support, merchant business, and inventory management.

Marketing Sales Operations Credit Digital Banking Customer Support Merchant Business Inventory Management