nikhita kamath
@nikhitakamath
Business Analyst and business consultant specializing in life insurance analytics, requirements, and stakeholder-driven delivery.
IndiaWhat I'm looking for
I’m a customer-oriented Business Consulting and Analytics professional with strong analytical, consulting, logical, and problem-solving skills, with deep expertise in Life Insurance domain across India and Middle East. I’ve worked from requirement discovery through digitization and delivery support, translating business and user inputs into use-cases, user stories, and walkthroughs.
At Fulcrum Digital, I lead business consulting for insurance transformation—analyzing current offline processes, digitizing the policy buying journey from pre-sales to policy issuance, and supporting development & testing teams. I also contribute to BA COE practices, presales and POC planning, RFPs, value-ad presentations, and closure reporting, while coordinating Agile SDLC delivery with tools like JIRA and Confluence.
Previously, I worked as a Business Analytics professional at AQM Technologies on ULIP/Non-ULIP and IRDAI regulations implementation, including E2E suitability and product enhancements. Earlier in my career as a Senior Test Engineer and Test Engineer, I delivered end-to-end testing, requirement traceability, effort estimation, and defect tracking—strengthening my ability to connect business needs to reliable execution.
Experience
Work history, roles, and key accomplishments
Lead Business Consultant
Fulcrum Digital
Jan 2020 - Present (6 years 5 months)
Led business analysis for life and health insurance web applications, digitizing policy buying workflows from pre-sales through policy issuance. Produced use cases and user stories, facilitated walkthroughs with users and engineering/testing teams, and supported Agile delivery using planning and effort estimation.
Business Analyst
AQM Technologies
Jan 2018 - Jan 2020 (2 years)
Supported Life Insurance ULIP and Non-ULIP products by analyzing requirements for E2E implementation of IRDAI regulations across existing and new product rollouts. Prepared scenarios and test cases, executed them end-to-end, and performed SQL data validation while coordinating requirements walkthroughs with development and testing teams.
Worked on an automobile point-of-sales flow supporting ordering and invoicing and interfaced with insurance module requirements, including documentation and client requirement alignment. Created business requirements and requirement traceability, prepared and executed end-to-end test cases, and tracked defects and data validations in ALM with ongoing requirement updates.
Tested a trade finance supply chain management system used for buyer-seller transactions, including receivable, payable, order, invoice, and adjustment documents. Executed end-to-end test cases, validated XML messages, performed database value testing, and supported defect tracking and associate knowledge transfer.
Education
Degrees, certifications, and relevant coursework
NMAMIT
Bachelor of Engineering, Engineering
2007 - 2011
Completed a Bachelor of Engineering from NMAMIT, affiliated with VTU University, in Karnataka, India (2007–2011).
Availability
Location
IndiaAuthorized to work in
Job categories
Skills
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