At Fibe, I unified Penny Drop, AutoDebit and Downpayment into one checkout step, improving the Approval-to-Disbursal funnel by 6%. I also launched Instant Discharge and managed Insurance and Hospitech products.
At HDFC Bank, I launched the Consumer Loan Privilege Club on MyCards, reaching 90% adoption in four months and lifting repeat purchases from 5% to 30% in six months. I also launched UPI-based e-Mandate, improving conversion by 8%.
At ShopSe, I launched three lending products from concept to launch in six months. I led their Pilot, MVP and GTM, increasing average monthly disbursals by ₹10 Crore and improving margins by 2.5%.

