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diksha singhDS
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diksha singh

@dikshasingh11

Product and portfolio leader at RBL Bank who grew annual portfolio spends 70x+ through merchant partnerships.

India
Message

At RBL Bank, I lead the EMI product and Credit Cards portfolio, managing strategic partnerships across merchant ecosystems. I built RBL’s affluent merchant ecosystem, contributing to a 70x+ increase in annual portfolio spends.

Previously, I delivered digital lending integrations at Krazybee Services Private Limited and launched a DIY credit card sourcing journey at Bajaj Finserv Direct Limited that reduced disbursal time from 17 to 7 days. Across banking and fintech, I’ve worked on portfolio growth, product strategy, partnerships and lending journeys.

Experience

Work history, roles, and key accomplishments

RBL Bank Limited logoRL
Current

Assistant Vice President — Product & Portfolio Lead

RBL Bank Limited

Jan 2026 - Present (10 months)

Led the EMI product and Credit Cards portfolio, overseeing a 5M+ customer base and driving growth, profitability, and strategic partnerships across merchant ecosystems, payments, rewards, and premium propositions.

Education

Degrees, certifications, and relevant coursework

IP

Indira Institute of Management, Pune

PGDM, Strategy & Marketing

2017 - 2019

Pursued PGDM in Strategy & Marketing from 2017 to 2019.

BP

Bharati Vidyapeeth University, Pune

BBA, Accounting & Finance

2013 - 2016

Completed BBA in Accounting & Finance from 2013 to 2016.

Tech stack

Software and tools used professionally

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