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Swapnil BhaleraoSB
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Swapnil Bhalerao

@swapnilbhalerao

Product Manager at YES Bank who improved FD retention by 18% through propensity-led customer decisioning.

India
Message

At Yes Bank, I own the end-to-end product lifecycle for Term Deposit products, from discovery and roadmap planning through launch and optimization. I improved FD maturity retention by 18% through customer segmentation, propensity-led targeting, and engagement across Branch, Contact Center, and Digital channels.

I also developed Next-Best-Action frameworks to support Term Deposit renewals and Safe Deposit Locker acquisition, helping improve locker occupancy by 20%. Earlier at Yes Bank, I optimized wholesale onboarding workflows and improved system accuracy by about 90%; at ICICI Bank, I supported customer experience across phone banking, KYC, and compliance.

Experience

Work history, roles, and key accomplishments

Education

Degrees, certifications, and relevant coursework

Jindal Global Business School logoJS

Jindal Global Business School

MBA, Digital Finance & Banking

Grade: 70%

MBA in Digital Finance & Banking with 70% marks.

Institute of Risk Management logoIM

Institute of Risk Management

Enterprise Risk Management (Level 1), Enterprise Risk Management

Grade: 65%

Completed Enterprise Risk Management Level 1 certification with 65% marks.

Mumbai University logoMU

Mumbai University

Bachelor of Commerce, Commerce

Grade: 67%

Bachelor of Commerce with 67% marks.

Tech stack

Software and tools used professionally

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