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Karthick Sivaraj

@karthicksivaraj

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Senior Product Manager driving product-led growth for B2B and FinTech.

Vietnam

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What I'm looking for

I seek a product leadership role where I can drive strategy, own roadmaps, lead cross-functional teams, and deliver measurable growth in B2B/FinTech SaaS environments.

I am a Senior Product Manager with 10+ years’ experience building and scaling Enterprise SaaS, FinTech, marketplaces and B2B platforms. I focus on product strategy, roadmaps, API-first architecture and agile delivery to drive measurable business outcomes.

I have led cross-functional teams and delivered products that achieved $3M+ GMV, 180% YoY growth, 90%+ customer retention, 70%+ feature adoption and 40% faster engineering velocity. I specialize in PRDs, backlog management, KPI frameworks, API integrations and release planning.

I bring a hands-on technical background from software engineering and technical product leadership across multi-country rollouts, payments, KYC/AML compliance and ML-enabled forecasting—aiming to build reliable, scalable products that improve customer lifetime value and reduce operational friction.

Experience

Work history, roles, and key accomplishments

Current

Technical Advisor - Product

Current

Terratech Co. Ltd.

Nov 2024 - Present (1 year 1 month)

Defined product strategy and KPI frameworks for enterprise SaaS across FinTech and e‑commerce, driving 90%+ retention and 25% expansion while delivering multiple launches with 70%+ feature adoption.

Product Strategy Roadmapping KPIs API Requirements & Customer Success

Product Manager

FarmAngel Pte. Ltd.

Jul 2022 - Oct 2024 (2 years 3 months)

Built a B2B marketplace from 0 to $3M GMV and drove 180% YoY growth through onboarding, pricing and search improvements, increasing AOV 38% and cutting settlement time 93%.

Marketplace API Integration A B Testing Pricing Strategy Analytics

Technical Lead / Project Manager

Farmsio Ltd.

Feb 2021 - Jul 2022 (1 year 5 months)

Led delivery of ERP/CRM and analytics modules, improving engineering velocity 40% and increasing deployment frequency from 2×/month to 3×/week while reducing cycle time 28%.

Agile Delivery Backlog Management Requirements Gathering KPI Tracking Release Management CRM Process Automation

Product Lead - FinTech

SourceTrace Systems India Pvt. Ltd.

Jan 2016 - Feb 2021 (5 years 1 month)

Delivered digital banking and payments platforms to 50+ enterprise clients across 15+ countries, managing payments processing 10,000+ tx/month and compliant KYC/AML onboarding workflows.

Digital Banking API Integration KYC Product Roadmapping Payments Stakeholder Management

Software Engineer

Freelance

Jul 2012 - Dec 2015 (3 years 5 months)

Delivered 15+ enterprise-grade applications with 90% on-time delivery, improving UX adoption 25% and reducing defects 30% across full SDLC activities.

SDLC UX Testing Deployment Client Communication Release Management