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Georgiana MacoveiGM
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Georgiana Macovei

@georgianamacovei

Relationship Manager with 5+ years in B2B banking, portfolio growth, and credit-risk analysis.

Romania
Message

What I'm looking for

I’m looking to grow in B2B relationship management, driving portfolio growth and sales targets while delivering tailored credit solutions. I want a team where I can partner with Risk and Operations, stay customer-focused, and keep learning to improve performance.

I’m a high-performing Relationship Manager with over 5 years of experience in financial services and B2B portfolio management. I’m recognized for exceeding sales targets early and earning performance bonuses for delivering strong credit solutions and cross-selling.

In my current role, I identify financing needs and deliver tailored credit solutions, including overdrafts, credit lines, and investment loans. I generate new business through prospecting, cold calling, referrals, and networking with SME clients, while staying the primary point of contact for high-value B2B relationships.

Previously, I managed and expanded a high-volume portfolio of 1,500+ clients, delivering expert financial consulting and achieving 100%+ of sales targets within the first quarter. I coordinate end-to-end credit processing, ensure compliance with internal policies and NBR regulations, and use data-driven creditworthiness analysis to support loan approvals.

Before banking-focused roles, I built resilience through debt collection work—negotiating complex repayment plans while maintaining professional relationships—and I continued developing my foundation through a Bachelor’s in Finance and Banking, with emphasis on financial analysis, accounting fundamentals, and risk assessment.

Experience

Work history, roles, and key accomplishments

IB
Current

Relationship Manager

Intesa Sanpaolo Bank

Nov 2025 - Present (8 months)

Deliver tailored B2B credit solutions (overdrafts, credit lines, investment loans) and generate new opportunities via prospecting, cold calling, referrals, and SME networking. Manage high-value client relationships through the transition following FirstBank SA acquisition and perform financial analysis and risk assessment to support complex credit documentation.

FS

Sales Coordinator

FirstBank SA

Nov 2024 - Nov 2025 (1 year)

Managed and expanded a B2B portfolio of 1,500+ clients by providing financial consulting and conducting outbound prospecting and lead generation. Co-ordinated the end-to-end credit process with compliance to internal policies and NBR regulations, and monitored loan performance and repayments to maintain portfolio health.

FS

Universal Banker

FirstBank SA

Aug 2022 - Nov 2024 (2 years 3 months)

Promoted and sold retail banking products, including savings, transaction, and card products. Managed account lifecycles, advised on foreign currency solutions, and processed domestic and international transfers.

Education

Degrees, certifications, and relevant coursework

University of Petroșani logoUP

University of Petroșani

Bachelor’s Degree in Finance and Banking, Finance and Banking

Activities and societies: Focus areas included financial analysis, accounting fundamentals, and risk assessment.

Bachelor’s degree in Finance and Banking focusing on financial analysis, accounting fundamentals, and risk assessment, with an emphasis on detail-oriented data interpretation.

CS

Carol Davila School

Post-secondary Diploma in General Nursing, General Nursing

Post-secondary diploma in General Nursing emphasizing empathy, responsibility, and performance in high-pressure environments.

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