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Florin Covaciu

@florincovaciu

I lead banking and microfinance operations, improving service, compliance, client relationships, and operational performance across international markets.

Sweden
Message

What I'm looking for

I'm looking to lead operations, client relationships, compliance, and service improvement in an international, mission-driven financial services organization.

I've led banking and microfinance operations across Europe, the Caribbean, and the Pacific for more than 25 years, improving service quality, compliance, and client relationships.

As CEO of Aurora NBFI, I reduced loan arrears by 2.4% while growing the loan portfolio by 13%, streamlining procedures, and launching new services. I served as the primary contact for institutional partners and clients.

At SPBD Microfinance and FINCA Haiti, I led client-facing operations, cross-functional teams, and complex documentation processes, including stakeholder communication for a CAD 5 million digital transformation program. Earlier, I expanded Express Finance / CHF International from 3 to 40 branches and built its policies, training, recruitment, and employee-development practices.

Most recently, I audit financial institutions' operational and administrative processes, verify regulatory documentation, and provide actionable recommendations to senior management. I work fluently in Romanian, English, and French, with conversational Swedish.

Experience

Work history, roles, and key accomplishments

MS
Current

Financial Institution Auditor

Microfinance Sector

Feb 2026 - Present (7 months)

Audit operational and administrative processes for financial institutions, verifying documentation accuracy and regulatory compliance. Deliver detailed audit reports and actionable recommendations to senior management.

BF

Regional Manager

BCR Social Finance

Sep 2014 - Oct 2016 (2 years 1 month)

Built long-term relationships with customers and business partners. Coordinated regional operations across multiple locations, ensuring accurate reporting and documentation.

EI

Chief Operations Officer

Express Finance / CHF International

Jan 1999 - Jan 2008 (9 years)

Led national operational activities during expansion from 3 to 40 branches. Developed policies, procedures, and training programs; managed recruitment and employee development.

CP

Teacher

Center for Curative Pedagogy

Jan 1997 - Jan 1999 (2 years)

Worked with young people with special needs, managing admission, onboarding, and documentation for new arrivals.

Education

Degrees, certifications, and relevant coursework

BU

British Open University

Professional Certificate, Management

Earned professional certificates in General Management, Financial Management, Human Resources, and Client Relationship Management.

Babeș-Bolyai University logoBU

Babeș-Bolyai University

Attended Babeș-Bolyai University in Cluj Napoca, Romania.

Tech stack

Software and tools used professionally

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