Ephraim Simpamba

I am a dynamic financial services professional with over 10 years of progressive experience in credit assessment, loan management, debt collection, branch operations and customer service. I have led branch budgeting and operations, acted as CEO for three months, chaired credit meetings, and consistently met collection and disbursement targets even during the COVID-19 pandemic.

I excel at credit analysis, designing credit-check procedures, negotiating repayment terms for large loan accounts, and recruiting and developing high-performing teams. I bring strong regulatory knowledge, proven results in meeting targets, and practical experience using Microsoft Office and accounting systems to optimize branch performance.