Ephraim Simpamba
@ephraimsimpamba
Experienced branch manager specializing in credit, collections, and financial analysis.
What I'm looking for
I am a dynamic financial services professional with over 10 years of progressive experience in credit assessment, loan management, debt collection, branch operations and customer service. I have led branch budgeting and operations, acted as CEO for three months, chaired credit meetings, and consistently met collection and disbursement targets even during the COVID-19 pandemic.
I excel at credit analysis, designing credit-check procedures, negotiating repayment terms for large loan accounts, and recruiting and developing high-performing teams. I bring strong regulatory knowledge, proven results in meeting targets, and practical experience using Microsoft Office and accounting systems to optimize branch performance.
Experience
Work history, roles, and key accomplishments
Branch Manager
Fundaccess Financial Services Limited
Jan 2025 - Present (9 months)
Manage branch operations, budgets and staff to meet loan disbursement and collection targets; maintained regulatory compliance and chaired credit meetings while acting as interim CEO for three months in 2021.
Branch Manager
Elpe Finance Ltd
Jan 2013 - Dec 2024 (11 years 11 months)
Led Livingstone branch operations from 2013–2024, achieving monthly loan disbursement and collection targets, implementing credit-check procedures and training staff to improve recovery and compliance.
Credit Officer
Elpe Finance Ltd
Jan 2007 - Dec 2012 (5 years 11 months)
Processed loan disbursements, prepared repayment schedules and loan statements, performed credit analyses to identify risks and supported collections and client queries from 2007–2012.
Education
Degrees, certifications, and relevant coursework
The Copperbelt University
Bachelor of Business Administration, Business Administration
Completed a Bachelor of Business Administration at The Copperbelt University, graduating in 2018.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Job categories
Interested in hiring Ephraim?
You can contact Ephraim and 90k+ other talented remote workers on Himalayas.
Message EphraimFind your dream job
Sign up now and join over 100,000 remote workers who receive personalized job alerts, curated job matches, and more for free!
