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Claire Ngina

@clairengina

Operations and cards specialist focused on payments, reconciliation, dispute resolution, and customer experience.

Kenya
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What I'm looking for

I seek a remote role in payments or customer service where I can apply payments operations, dispute resolution, process automation, and cross-team coordination to improve compliance and customer outcomes.

IDetail-oriented Operations expert in cards, financial settlement, and chargeback operations with over 9 years of experience spanning GL transaction processing, reconciliation, dispute resolution, transaction monitoring, regulatory compliance, risk mitigation, card fraud analysis, and customer experience. I combine a tech-driven, solutions-oriented mindset with hands-on process improvements—serving as an SME during a core banking migration that achieved over 90% go-live success and leading initiatives that improved contact accuracy to 99% and reduced card delivery time from three days to one.

I have led card issuing, settlement and dispute sub-units, automated Visa settlement workflows, reconciled long-aged vendor card stock accounts, and transitioned credit card revenue collection to daily flows to protect P&L. I seek a remote customer service or payments operations role where I can apply my expertise in ticket triage, stakeholder coordination, and process automation to drive compliance, operational efficiency, and excellent customer outcomes.

Experience

Work history, roles, and key accomplishments

NK
Current

Cards and Payments Specialist

National Bank of Kenya

Mar 2016 - Present (9 years 6 months)

● Process Optimization-led projects; cards ordering and customer contact data upload
●Act as team lead.
●Reconciliation to reflect actual account position.
● Project management; Visa settlement automation and Banking core banking migration as a subject matter expert.
● Resolved customer issues, performing RCA, collaborating with key stakeholders to enhance customer experience.

Education

Degrees, certifications, and relevant coursework

Jomo Kenyatta University of Agriculture and Technology logoJT

Jomo Kenyatta University of Agriculture and Technology

Bachelor's Degree, Finance

Bachelor's degree in Finance focused on financial management and accounting principles.

Coursera (Google) logoCG

Coursera (Google)

Certificate, Data Analytics

2023 - 2023

Completed the Google Data Analytics professional certificate program covering data analysis tools and practices.

KASNEB logoKA

KASNEB

CPA (Foundation Level), Accounting

Completed CPA Foundation level certification coursework administered by KASNEB.

Tech stack

Software and tools used professionally

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Claire Ngina - Cards and Payments Specialist - National Bank of Kenya | Himalayas