Amarilys Perez
@amarilysperez
I am a senior financial and recovery specialist driving recovery, compliance, and team performance.
What I'm looking for
I bring over 33 years of financial management and recovery experience, focused on collections, bankruptcy, and litigation support. I lead with a results-driven approach and a commitment to operational excellence.
At Univest Capital, I led collections operations, kept delinquency below target for six consecutive years, supervised legal and repossession activities, and prepared Proofs of Claim for bankruptcy cases. I have a strong record of reducing losses and optimizing departmental performance.
My background includes supervising and mentoring teams across default, HELOC, and auto loan portfolios, developing training programs, and streamlining policies to improve compliance and efficiency. I negotiate asset recoveries and coordinate with counsel, trustees, and remarketers to maximize return.
I am bilingual in Spanish, proficient with industry systems and tools, and hold Notary Public and RON certification in New Jersey. I seek opportunities to lead recovery efforts, strengthen compliance, and mentor staff to deliver measurable financial results.
Experience
Work history, roles, and key accomplishments
Collections Manager / Officer
Univest Capital, Inc.
Jan 2019 - Aug 2025 (6 years 7 months)
Led collections operations directing a team of three collectors and maintained delinquency rates below target for six consecutive years while overseeing litigation, repossession, and loss-mitigation activities.
Bankruptcy Paralegal
Marlin Business Bank
Sep 2008 - Dec 2018 (10 years 3 months)
Prepared Proofs of Claim for Chapter 7, 11, and 13 cases and coordinated with counsel and trustees to maximize recoveries, conducted asset valuation, and supported court hearings and litigation strategy.
Collections Supervisor
United Auto Credit Corporation
May 2007 - Sep 2008 (1 year 4 months)
Supervised auto loan collections and repossession operations, leading a team of seven account representatives and conducting field visits and auction oversight to exceed collection quotas and ensure compliance.
Assistant Supervisor, HELOC Default Team
PHH Mortgage
Apr 2005 - May 2007 (2 years 1 month)
Supported HELOC default team operations by leading hiring, training, and policy development efforts and implementing procedures and performance metrics to improve team performance and compliance.
Senior Bankruptcy Administrator
Cenlar First Savings Bank
May 2003 - Apr 2005 (1 year 11 months)
Supervised five bankruptcy administrators managing case processing and escrow accounts while coordinating with legal, trustees, and investors to secure attorney fees and reconcile multi-state escrow breakdowns.
Education
Degrees, certifications, and relevant coursework
Manor College
Paralegal Studies Coursework, Paralegal Studies
Grade: 4.0 GPA
Activities and societies: Maintained a 4.0 GPA while working full-time.
Completed Paralegal Studies coursework at Manor College while maintaining a 4.0 GPA while working full-time.
American Board of Realty School
Certificate, Real Estate Practice & Fundamentals
Completed certification in real estate fundamentals from the American Board of Realty School in 2006.
BSA/AML Certification
Certification, BSA/AML
Completed BSA/AML certification.
Rowan College at Burlington County
Associate of Applied Science, Paralegal Studies
Completed an ABA-approved Paralegal Studies A.A.S. program at Rowan College at Burlington County in 2019.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Job categories
Skills
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