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Amarilys Perez

@amarilysperez

I am a senior financial and recovery specialist driving recovery, compliance, and team performance.

United States
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What I'm looking for

I'm seeking a leadership role in recovery or collections where I can reduce delinquencies, strengthen compliance, mentor teams, and implement process improvements to deliver measurable financial results.

I bring over 33 years of financial management and recovery experience, focused on collections, bankruptcy, and litigation support. I lead with a results-driven approach and a commitment to operational excellence.

At Univest Capital, I led collections operations, kept delinquency below target for six consecutive years, supervised legal and repossession activities, and prepared Proofs of Claim for bankruptcy cases. I have a strong record of reducing losses and optimizing departmental performance.

My background includes supervising and mentoring teams across default, HELOC, and auto loan portfolios, developing training programs, and streamlining policies to improve compliance and efficiency. I negotiate asset recoveries and coordinate with counsel, trustees, and remarketers to maximize return.

I am bilingual in Spanish, proficient with industry systems and tools, and hold Notary Public and RON certification in New Jersey. I seek opportunities to lead recovery efforts, strengthen compliance, and mentor staff to deliver measurable financial results.

Experience

Work history, roles, and key accomplishments

UI

Collections Manager / Officer

Univest Capital, Inc.

Jan 2019 - Aug 2025 (6 years 7 months)

Led collections operations directing a team of three collectors and maintained delinquency rates below target for six consecutive years while overseeing litigation, repossession, and loss-mitigation activities.

UC

Collections Supervisor

United Auto Credit Corporation

May 2007 - Sep 2008 (1 year 4 months)

Supervised auto loan collections and repossession operations, leading a team of seven account representatives and conducting field visits and auction oversight to exceed collection quotas and ensure compliance.

PM

Assistant Supervisor, HELOC Default Team

PHH Mortgage

Apr 2005 - May 2007 (2 years 1 month)

Supported HELOC default team operations by leading hiring, training, and policy development efforts and implementing procedures and performance metrics to improve team performance and compliance.

CB

Senior Bankruptcy Administrator

Cenlar First Savings Bank

May 2003 - Apr 2005 (1 year 11 months)

Supervised five bankruptcy administrators managing case processing and escrow accounts while coordinating with legal, trustees, and investors to secure attorney fees and reconcile multi-state escrow breakdowns.

Education

Degrees, certifications, and relevant coursework

Manor College logoMC

Manor College

Paralegal Studies Coursework, Paralegal Studies

Grade: 4.0 GPA

Activities and societies: Maintained a 4.0 GPA while working full-time.

Completed Paralegal Studies coursework at Manor College while maintaining a 4.0 GPA while working full-time.

AS

American Board of Realty School

Certificate, Real Estate Practice & Fundamentals

Completed certification in real estate fundamentals from the American Board of Realty School in 2006.

BC

BSA/AML Certification

Certification, BSA/AML

Completed BSA/AML certification.

Rowan College at Burlington County logoRC

Rowan College at Burlington County

Associate of Applied Science, Paralegal Studies

Completed an ABA-approved Paralegal Studies A.A.S. program at Rowan College at Burlington County in 2019.

Tech stack

Software and tools used professionally

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Amarilys Perez - Collections Manager / Officer - Univest Capital, Inc. | Himalayas