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Joshua Felton

@joshuafelton

Experienced bankruptcy and default mortgage servicing manager delivering operational improvements.

United States
Message

What I'm looking for

I seek a leadership role in mortgage servicing/default that values operational excellence, cross-functional collaboration, process improvement, and opportunities to reduce costs and mentor teams.

I am a seasoned bankruptcy manager with over a decade of leadership in mortgage servicing and default management, skilled at guiding teams through system transitions and operational change. I specialize in process optimization, policy development, reporting, training, and cross-functional collaboration to improve quality and productivity.

At PennyMac I led teams through multiple servicing and default system migrations, contributed to cost-saving projects (PPFN insourcing and Loss Mit Solicitation automation), and served as a departmental systems expert responsible for testing, training, procedures, and reporting enhancements.

My background includes progressive leadership roles across servicers and asset management, federal court bankruptcy filings, loss mitigation strategy, investor reporting, and prior public-safety supervisory experience; I bring a detail-oriented, compliance-focused approach and fluency in French to client and stakeholder communication.

Experience

Work history, roles, and key accomplishments

PL
Current

Bankruptcy Manager

Pennymac Loan Services, LLC

May 2016 - Present (9 years 9 months)

Led bankruptcy/default servicing teams, drove system transitions and process improvements that contributed to projects estimated to save over $700,000 annually, and supported automation reducing costs by ~$360,000 per year.

RS

Bankruptcy Team Lead

Residential Credit Solutions

Jul 2010 - Mar 2016 (5 years 8 months)

Managed cradle-to-grave bankruptcy account servicing and led hiring, training, discipline, and reporting efforts to improve operational transparency and inter-departmental handoffs.

GD

Detention Supervisor

Grand Prairie Police Dept.

Jun 2001 - Mar 2007 (5 years 9 months)

Supervised detention teams of 4–7 staff, managed operations, training, scheduling and discipline, and maintained accountability for reports, reviews and incident resolution.

Education

Degrees, certifications, and relevant coursework

University of Texas at Arlington logoUA

University of Texas at Arlington

Bachelor of Arts, International Business - French

2004 - 2006

Grade: Magna Cum Laude

Activities and societies: Significant coursework in Marketing, Management and French; received Certificate of Excellence in the French program for International Business.

Completed a Bachelor of Arts in International Business with a French emphasis, graduating magna cum laude and awarded a Certificate of Excellence in the French program.

DC

Dallas County Community Colleges

Associate Degree, Criminal Justice

1999 - 2002

Grade: Honors

Activities and societies: Subsequent coursework in business courses.

Completed an Associate Degree in Criminal Justice with honors and completed subsequent business coursework.

Tech stack

Software and tools used professionally

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Joshua Felton - Bankruptcy Manager - Pennymac Loan Services, LLC | Himalayas