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AffirmAF

Software Engineer I, Back-end (Collections)

We’re excited to announce that Affirm is now a remote-first company!

Affirm

Employee count: 1001-5000

Salary: 205k-285k USD

Poland only

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Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

The Collections team, as part of the Repayments area, is on a mission to build a robust platform that will maximize the recovery of delinquent users by sending the right message to the right people at the right time, while monitoring and detecting problems and ensuring high reliability of the engineering systems. Collaborating closely with our product managers, backbook risk teams and other engineering teams , you will effectively manage loans throughout the delinquency phase of their lifecycle and develop and implement recovery strategies.

We are looking for a highly motivated software engineer to build the next generation platform solutions that will allow us to manage our constantly growing volume while maintaining high availability and reliability of the systems. You will work closely with your team mates in the Collections team and Product to build robust collections solutions which will enable us to keep our loans portfolio healthy and help our customers pay on time and recover from any delays.

What You'll Do

  • With the support of your team, you will work on tasks that contribute to the team's projects and goals.
  • You will work collaboratively and proactively with your team and stakeholders, bringing them along for your work and helping to create visibility and dialog regarding the risks and trade-offs related to your work.
  • You will strike the right balance of speed and quality in your work, ensuring that we hit our business goals while protecting our systems from downtime.
  • You will contribute to a sense of community on your team by engaging in growth and development activities

What We Look For

  • You have previous work or internship experience designing, developing and launching backend systems at scale and are experienced using one of Python or Kotlin.
  • You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes.
  • You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code.
  • You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews.
  • Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
  • You have strong verbal and written communication skills that support effective collaboration with our global engineering team.

Compensation and Benefits

Base Pay Grade- J

Equity Grade- Poland 2

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).

POL base pay range per year: 205,000 zł - 285,000 zł

Additional benefits include:

  • Type of employment: Contract of Employment
  • Flexible Spending Wallets for tech, food and lifestyle
  • Away Days - wellness days to take off work and recharge
  • Learning Development programs
  • Parental benefits
  • Employee Resource Community Groups

This role is eligible for creative tax benefits, subject to applicable law and company policy

Location - Remote Poland

The majority of our roles can be located anywhere in Poland.

**This job description is not a contractual document, and is not intended to have binding force.**

Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:

  • Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
  • Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
  • Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
  • ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.

By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

About the job

Apply before

Posted on

Job type

Full Time

Experience level

Entry-level

Salary

Salary: 205k-285k USD

Location requirements

Hiring timezones

Poland +/- 0 hours

About Affirm

Learn more about Affirm and their company culture.

View company profile

We’re excited to announce that Affirm is now a remote-first company! The majority of our roles can be accomplished anywhere in the U.S. and Canada (with the exception of Quebec). While most Affirmers will have the option to choose a remote-first accommodation, our offices in San Francisco, New York City, Pittsburgh, Chicago, and Salt Lake City will remain operational and accessible for anyone to use on a voluntary basis.

At Affirm, we’re using today’s technology to bring significant disruptive innovation to the financial industry. We focus on improving the lives of consumers by delivering simple, honest and transparent financial products.

Working remote-first

We’re excited to announce that Affirm is now a remote-first company! The majority of our roles can be based anywhere in the U.S. or Canada (with the exception of Quebec). Our offices in San Francisco, New York City, Pittsburgh, Chicago, and Salt Lake City will remain operational and accessible for anyone to use on a voluntary basis.

Ready to make a difference?

Affirm empowers people to say yes to more of the things they love.

While traditional credit cards charge compounding interest and late fees, we show you up front exactly what you’ll owe—with no hidden fees and no surprises. And through advanced technology and analytics that look beyond traditional FICO scores, we’re able to serve a much broader population than anyone else in the space.

We’re growing fast and hiring smart, curious people to help us revolutionize the banking industry and make it more accountable, accessible, and human. If you’re ready to make a difference, join us.

Work with people who bring out the best in you

Affirmers come together from a diverse set of backgrounds to make financial services more inclusive, honest, and meaningful. We’re passionate about making as much positive change as we can in our customers’ lives.

Success means all hands are on deck—from engineering to sales to operations. We collaborate company-wide, challenging one another to bring our best ideas to every single project. Even as we grow, Affirm remains a tightly knit team where every perspective matters.

Employee benefits

Learn about the employee benefits and perks provided at Affirm.

View benefits

Generous time off

Take the time you need when life happens.

Mental healthcare

Take care of your mind with great mental health programs.

Learning and development

Engage in exciting learning programs to level up your growth.

Health benefits

Medical, dental, and vision insurance for employees and dependents.

View Affirm's employee benefits
Claim this profileAffirm logoAF

Affirm

Company size

1001-5000 employees

Founded in

2012

Chief executive officer

Max Levchin

Employees live in

View company profile

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