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Zoha Akram

@zohaakram

Product Manager at AdalFi who launched AI-scored lending workflows, reducing processing and disbursement time to under 1 minute.

Pakistan

Message

At AdalFi, I own product strategy and the roadmap for a multi-tenant B2B platform serving internal teams and banking partners. I led digital lending workflows for BOP, BAHL, JS, and UBL, integrating AI-based credit scoring and Bureau APIs to reduce processing and disbursement time to under 1 minute.

At Techlogix, I led the 0-to-1 launch of Eclectic, a centralized HR platform serving 500+ users, and improved Lotte Retailer app engagement by 10%. My other work includes cross-border settlement workflows for TitanPay and a healthcare logistics MVP with predictive route optimization; I also owned a real-time IoT asset-tracking platform for the Saudi Ministry of Health at BCM Tech.

Experience

Work history, roles, and key accomplishments

Current

Product Manager AI & Platform

Current

AdalFi

Jan 2025 - Present (1 year 9 months)

Owned product strategy and roadmap for a multi-tenant B2B platform serving internal teams and banking partners. Led product development of digital lending workflows integrating AI-based credit scoring and Bureau APIs.

Product Strategy Roadmapping AI Credit Scoring API Integration Core Banking Systems Regulatory Compliance

Product Manager B2B SaaS

Techlogix

Jan 2022 - Dec 2024 (2 years 11 months)

Led product enhancements for the Lotte Retailer app, increasing daily user engagement by 10%. Led 0→1 launch of Eclectic, a centralized HR platform serving 500+ users.

Product Management B2B SaaS User Engagement HR Platforms Cross Border Payments Healthcare Logistics Route Optimization

Product Owner

BCM Tech

Jul 2021 - Dec 2021 (5 months)

Owned the product lifecycle for a real-time IoT asset-tracking platform for the Saudi Ministry of Health. Defined and delivered a real-time monitoring dashboard with prescriptive analytics.

IoT Asset Tracking Product Lifecycle Management Prescriptive Analytics Healthcare Stakeholder Management

Product Trainee

Afiniti

Jul 2020 - Dec 2020 (5 months)

Evaluated an AI-driven peer-pairing product, analyzing ML model performance against client KPIs. Defined functional and non-functional requirements and supported A/B testing.

AI Machine Learning A B Testing Requirements Definition Data Analysis

Education

Degrees, certifications, and relevant coursework

Essex Business School

Master of Science, Business Analytics

2024 - 2025

Grade: Merit

Masters in Business Analytics with Merit from Essex Business School, completed from January 2024 to January 2025.

NED University of Engineering and Technology

Bachelor of Engineering, Software Engineering

2018 - 2022

Grade: CGPA 3.65

Bachelor of Engineering in Software Engineering from NED University of Engineering and Technology, completed from October 2018 to October 2022 with a CGPA of 3.65.