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Vinita SattaruVS
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Vinita Sattaru

@vinitasattaru

Bank teller at Bandhan bank who handled cash transactions, reconciled cash, and supported KYC compliance.

India
Message

What I'm looking for

I'm seeking a Cashier or Banking Operations position where I can apply my cash handling, customer service, and banking operations knowledge while contributing to efficient branch operations.

At Bandhan bank, I managed cash deposits, withdrawals, and customer transactions. I also reconciled cash and maintained transaction records.

I verified documents and supported KYC compliance, while assisting customers with routine banking queries and coordinating with branch staff for smooth operations.

As a Digital Debt Counsellor at Spoc to X (Spoc to Solutions Private Limited) and Monarch Services, I managed recovery of overdue Axis Bank loan accounts, including personal loans, credit cards, auto loans, and business loans. I followed up with customers to support timely repayments.

I ensured compliance with RBI guidelines, bank policies, and ethical debt collection practices while working toward monthly recovery targets. I hold a BBI (Bachelor of Banking and Insurance) from University of Mumbai and am DRA certified.

Experience

Work history, roles, and key accomplishments

MS

Digital Debt Counsellor

Monarch Services

Nov 2024 - Apr 2025 (5 months)

Managed recovery of overdue loan accounts for Axis Bank products, including personal loans, credit cards, auto loans, and business loans. Followed up with customers to ensure timely repayments and achieved monthly recovery targets while maintaining high standards of customer service.

SL

Digital Debt Counsellor

Spoc to X (Spoc to Solutions Private Limited)

Jul 2023 - Oct 2024 (1 year 3 months)

Managed recovery of overdue loan accounts for Axis Bank products, including personal loans, credit cards, auto loans, and business loans. Followed up with customers to ensure timely repayments and achieved monthly recovery targets while ensuring compliance with RBI guidelines and ethical practices.

Education

Degrees, certifications, and relevant coursework

University of Mumbai logoUM

University of Mumbai

Bachelor of Banking and Insurance, Banking and Insurance

Grade: CGPI- 8.44

Graduated with a Bachelor of Banking and Insurance (BBI) from the University of Mumbai in 2023 with a CGPI of 8.44.

TF

TNS India Foundation

C2C Campus, Campus Program

Completed the C2C Campus program offered by TNS India Foundation in February 2023.

MI

Maratha Hitwardhak Mandal Computer Institute

MS-CIT, Advanced Excel, Advanced Tally, Computer Applications

Completed MS-CIT, Advanced Excel, and Advanced Tally from Maratha Hitwardhak Mandal Computer Institute in 2022.

KC

Karnataka Sangha’s Manjunatha College of Commerce

HSC, Commerce

Grade: 60%

Completed HSC from Karnataka Sangha’s Manjunatha College of Commerce in 2020 with 60%.

OS

Oxford School

SSC, General

Grade: 59.20%

Completed SSC from Oxford School in 2018 with 59.20%.

DC

DRA Certification

DRA Certified, Debt Recovery

Certified as a Debt Recovery Agent (DRA).

Tech stack

Software and tools used professionally

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