Open to opportunities

siddharth mehta

@siddharthmehta2

Relationship manager and sales leader specializing in home loans and mortgages, building channels and delivering target-driven growth.

India

Message

What I'm looking for

I’m looking for marketing-focused assignments in a performance-driven, challenging environment where I can apply my sales/relationship strengths and technical and managerial skills to help the organization meet its goals.

I’m an organized and creative relationship manager with experience in advances home loan, loan against property, mortgages, and business/SME lending. I’m directly responsible for regional sales performance, mentoring teams, and building strong relationships with customers and partners (DSA/DST), while maintaining operational process, regulatory compliance, and quality.

Across roles as Territory/Area Sales Manager and Branch Manager/Head, I’ve led sales initiatives, executed customer renewals, analyzed volumes and forecasts, and worked with internal teams to resolve client issues efficiently. I also manage key financial outcomes—IRR, processing fee norms, volumes/unit files, deposits/disbursements, and fixed assets—while strengthening yearly business strategies, negotiation, and communication to improve results and growth.

Experience

Work history, roles, and key accomplishments

Current

Territory Manager Sales

Current

Mahindra Home Finance Ltd

Aug 2025 - Present (11 months)

Led home-loan, advances, and mortgage sales across Vidarbha and Chhattisgarh by handholding ABMs/BMs/DST and onboarding channel partners to drive monthly targets. Managed customer relationships, renewals, and client issue resolution while ensuring regulatory compliance and service quality.

Home Loans Mortgage Sales Territory Sales Management Channel Partner Onboarding (DSA DST CSC)Team Handholding Customer Renewals Regulatory Compliance Client Relationship Management Proposal Development

Area Sales Manager

Shubhanjana Co-operative

Oct 2024 - Aug 2025 (10 months)

Built the home-loan and mortgage business in the Rewa division by handholding SM/BM and DST within co-operative society guidelines. Bridged customers to the financial system, managed relationships, and drove renewals and tailored proposal development to hit monthly targets.

Home Loans Mortgage Area Sales Customer Relationship Management Renewals Management Sales Target Achievement

Area Sales Manager

Aditya Birla Finance Ltd

Sep 2023 - Oct 2024 (1 year 1 month)

Owned advances and mortgage sales across Madhya Pradesh by partnering with the team and channel/DSA to drive region-wide targets. Managed customer relationships, renewals, client issue follow-ups with internal departments, and ensured compliance and quality with IRR and processing-fee norms.

Mortgage Sales Area Sales Management Customer Renewals & Compliance IRR Processing Fees

Area Sales Manager – CG & MP

Bajaj Finance Ltd

Oct 2021 - Sep 2023 (1 year 11 months)

Managed home loan and mortgage/advances sales across Chhattisgarh and Madhya Pradesh by onboarding and handholding SM/DST channels. Ensured IRR and processing-fee adherence, regulatory compliance, and quality while driving monthly volume and unit-of-files targets and executing renewals.

Mortgage Sales Area Sales Customer Renewals IRR Fee Compliance Regulatory Compliance Client Relationship Management Proposal Development

Branch Manager

Tata Capital Housing Finance Ltd

Feb 2020 - Sep 2021 (1 year 7 months)

Handled home loans and mortgage/advances across Chhattisgarh by coordinating with the team, branches, and DSA partners to drive regional sales performance. Managed renewals, client issue resolution, tailored proposal development, and ensured regulatory compliance and quality with IRR and processing-fee norms.

Home Loans Mortgage Customer Renewals Client Relationship Management Regulatory Compliance IRR & Processing Fee Adherence Sales Management

Branch Head

Roha Housing Finance Ltd

Apr 2019 - Feb 2020 (10 months)

Managed affordable home-loan and mortgage origination by working with internal teams and channel partners (DSA/DST). Drove monthly target achievement by developing tailored proposals, executing renewals, and ensuring compliance and quality with IRR and processing-fee norms.

Home Loans Mortgage DSA DST Channel Management Customer Relationship Management Renewals Regulatory Compliance IRR Processing Fees Sales Target Achievement

Branch head

Cholamandalam Investment & Finance Company Ltd

Jun 2018 - Feb 2019 (8 months)

Led home-loan and loan-against-property sales by partnering with the team and DSA/DST channels. Ensured IRR and processing-fee adherence, regulatory compliance, and quality while converting prospects with tailored proposals and achieving monthly volume targets and renewals.

Loan Against Property DSA DST Channel Management Customer Relationship Management Renewals Regulatory Compliance IRR & Processing Fee Adherence Sales Target Achievement

Relationship Manager

HDFC Bank Ltd

Aug 2017 - May 2018 (9 months)

Managed home-loan and loan-against-property sales by coordinating with branches and DSA/DST partners, from prospect needs assessment to tailored proposals and monthly target achievement. Cross-sold insurance and investment products, supported renewals and compliance, and represented the bank at industry events.

Home Loans Loan Against Property Relationship Management DSA DST Channel Coordination Cross Selling Customer Renewals Compliance Quality Industry Events

Relationship Manager

DCB Bank Ltd

Jan 2016 - Jul 2017 (1 year 6 months)

Owned regional sales for advances, mortgages, home loans, and business/SME lending while managing CASA and digital banking relationships. Also oversaw marketing and sales operations (branding, deposits, disbursements, and fixed assets), including launching the POS division; implemented a strategic marketing plan that increased sales by 25%.

Home Loans Mortgage Sales Relationship Management Digital Banking Sales & Marketing Operations POS Launch & Merchant Solutions Strategic Marketing

Assistant Manager- Team Leader

Pine Labs Pvt. Ltd.

Jan 2014 - Dec 2015 (1 year 11 months)

Led merchant and partner onboarding for Internet Payment Gateway offerings, building pipeline through B2B prospecting and industry relationships. Managed RFI/RFP responses, go-to-market messaging for business sectors, and promotion programs (instant EMI/discounts, cashback, loyalty, and dynamic currency conversion) to exceed sales targets.

B2B Merchant Acquisition Payment Gateway Sales (IPG)Go To Market Strategy Loyalty Programs Instant EMI Cashback

Summer Internship

Prestige Feed Mills

Jun 2013 - Jul 2013 (1 month)

Performed export documentation and compliance tasks, including organizing invoices, freight/insurance receipts, bank realization certificates, and exchange control documents for claim processing. Supported NEFT payments and worked with DGFT/CBEC requirements for service tax and excise duty calculations.

Export Documentation DGFT Compliance NEFT Payment Processing Bank Realization Certificate (BRC)Exchange Control Documentation CBEC Service Tax Compliance Excise Duty Documentation Claims Processing

Education

Degrees, certifications, and relevant coursework

Devi Ahilya Vishwavidyalaya

Master of Business Administration, Marketing and Finance

Grade: First division (1st)

Completed MBA (Marketing, Finance) at Devi Ahilya Vishwavidyalaya in 2014 with 1st division. Developed knowledge in marketing and finance fundamentals.