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@sharadaiyer
I am an experienced Project/Product Delivery Lead in banking, driving Agile delivery, automation, and regulatory compliance.
I am a results-driven Project and Product Delivery Lead with over 16 years' experience in banking and finance, specializing in Loans & Advances, wealth, and GRC. I blend Agile delivery, process automation, and regulatory compliance to deliver high-impact product roadmaps.
At IDFC FIRST Bank I led end-to-end delivery for ASBA, DEMAT, IBO and NRI-PIS products, achieving zero post-deployment issues, a 95% reduction in production incidents, and NSE recognition for highest business volume. I automated account opening and billing processes, enabling 100% account opening automation and instant billing.
Previously I reduced project costs by 35% on a SoD project, implemented enterprise data privacy across 115 applications ahead of schedule, and migrated core banking (Finacle) across 1000+ branches. I seek senior Product, Project, or Program Management roles to lead cross-functional teams and scale compliant, customer-centric delivery.
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Work history, roles, and key accomplishments
IDFC First Bank
May 2022 - Jul 2025 (3 years 2 months)
Led delivery of Loans & Advances and wealth product roadmaps, improving release stability and automation and migrating critical applications with zero post-deployment issues. Reduced production incidents by 95%, automated account opening to 100% and earned NSE recognition for highest ASBA volume.
Tata Capital Ltd
Sep 2018 - Dec 2021 (3 years 3 months)
Led GRC and IT compliance initiatives, delivering a scalable data privacy framework across 115 applications two months ahead of schedule and under budget. Reduced project costs by 35% on SoD implementation, improved audit posture, and presented risk outcomes to the Board.
Axis Bank Ltd
Jun 2006 - Feb 2014 (7 years 8 months)
Managed requirements and end-to-end delivery for Loans & Advances and led the Finacle migration impacting 1000+ branches, achieving 99.9% system uptime with <=5 production issues. Implemented multiple loan products and drove process improvements to enhance customer onboarding and compliance.
Degrees, certifications, and relevant coursework
Master of Banking and Finance, Banking and Finance
2011 - 2013
Completed a Master of Banking and Finance at Indira Gandhi National Open University from 2011 to 2013.
Bachelor of Commerce, Commerce
2002 - 2003
Completed a Bachelor of Commerce at the University of Mumbai from 2002 to 2003.
Professional Certificate in Fintech, Fintech
2024 -
Completed a professional certificate in Fintech at the Indian Institute of Management Kozhikode in 2024.
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