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Muhammad  SajjadMS
Open to opportunities

Muhammad Sajjad

@sajjaduser1

Banking Service Officer skilled in customer service, cash operations, and compliance, driving smooth, reliable branch performance.

Pakistan
Message

What I'm looking for

I’m looking for a role where I can leverage my banking and finance experience to deliver accurate customer support, ensure compliance, and improve operational efficiency in a collaborative, growth-focused environment.

I’m a Banking Service Officer with a strong background across teller and accounting roles, focused on accurate transaction processing, excellent customer support, and consistent compliance. From cash deposits, withdrawals, transfers, and bill payments to KYC and AML adherence, I prioritize operational accuracy and dependable day-to-day execution.

Before banking, I built extensive experience as an Accountant and contributed to financial statement preparation, accounts payable/receivable, payroll processing, tax returns, and bank reconciliation. Earlier, as a CCTV Operator, I earned recognition for exceptional performance and crime-prevention impact through proactive monitoring and incident documentation—an approach I bring into banking by staying vigilant, solving issues fast, and maintaining clear records.

Experience

Work history, roles, and key accomplishments

JL

Banking Internship

JS Bank Limited

Mar 2024 - Apr 2024 (1 month)

Supported customer service by addressing inquiries, resolving issues, and providing information about banking products and services. Assisted in learning core branch operations including account opening, cash handling, check processing, and transaction verification while shadowing experienced staff.

HL

CCTV Operator

Haleem Ghar Pvt Ltd

Jul 2016 - Aug 2018 (2 years 1 month)

Monitored live and recorded CCTV feeds to detect suspicious activities, safety hazards, and security breaches. Operated CCTV systems, followed SOPs, coordinated with security personnel, documented incidents, and performed routine equipment checks while maintaining confidentiality.

Education

Degrees, certifications, and relevant coursework

Allama Iqbal Open University logoAU

Allama Iqbal Open University

Bachelor of Commerce (B.Com), Commerce

2018 - 2020

Completed a B.Com (Bachelor of Commerce) at Allama Iqbal Open University.

AM

AJK Board Mirpur

Higher Secondary School Certificate (HSSC)

2012 - 2014

Completed HSSC at AJK Board Mirpur from 2012 to 2014.

AM

AJK Board Mirpur

Secondary School Certificate (SSC)

2008 - 2010

Completed SSC at AJK Board Mirpur from 2008 to 2010.

Tech stack

Software and tools used professionally

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